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12 Del Mar Ct, Taylorville, IL, 62568

4beds
3baths
3,059sqft
$349,900
$114price/sqft
$2,868/moest. monthly cost
$114,720/yrincome needed

About This Home

Welcome Home, a stunning lakefront home on beautiful Bertenetti Lake offering space, comfort, and incredible outdoor living. This 4-bedroom, 2.5-bathroom home features a 2-car attached garage and is designed for both relaxing and entertaining. Enjoy breathtaking waterfront views from the massive back deck and spacious side patio, perfect for gatherings, morning coffee, or peaceful evenings by the water. Inside, the custom-built kitchen offers quality craftsmanship, abundant cabinetry, and a layout ideal for cooking and hosting. The finished basement adds even more living and entertaining space, complete with a built-in bar that is perfect for game nights, hosting guests, or relaxing at home. Outside, you’ll also find an additional storage shed with power, providing excellent space for tools, hobbies, or extra storage. The property also features an underground pet fence for added convenience and peace of mind.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
8/10
--

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Double Oven,Range Hood,Refrigerator

Basement

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 928
  • Dimensions: 32x29

Basement

  • Has basement: Yes

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper
  • Area: 80
  • Dimensions: 10x8

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Features

  • Bar,Ceiling Fan(s),Custom Cabinetry,Dining/Living Room Combo,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Speed Internet,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan
  • Window features: Bay Window(s),Blinds
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 928
  • Finished area above ground: 2,131

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,059
  • Total interior livable area: 3,059 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 234
  • Dimensions: 13x18

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Second
  • Area: 204
  • Dimensions: 12x17

Property

Details

  • Parcel number: 08143120300100
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Exterior features: Fire Pit,Rain Gutters
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Waterfront,Lake Front

Lot

  • Lot size: 0.55 Acres
  • Features: Back Yard,Cul-De-Sac,Few Trees,Front Yard,Landscaped,Sloped Down,Waterfront

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Drought
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$430$5,160
Property Taxes $434$5,208
Electricity $235$2,823
Total$2,868$34,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,331/yr
40% on housing$86,040/yr
45% on housing$76,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 62568$107
Christian County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 62568$111
Christian County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$359,900
2026-05-11Listing removed--
2026-03-08Listed for sale$379,900
2022-11-07Listing removed--
2022-07-14Price change$339,900
2022-06-16Listed for sale$347,900
2022-06-01Listing removed--
2022-04-28Price change$349,900
2022-04-11Listed for sale$379,000
2021-03-24Listing removed--
2020-07-28Sold$241,000
2020-07-13Pending sale$260,000
2020-06-10Listed for sale$260,000
2008-08-13Sold$173,000

For Sale by Agent

AgentWendi Rensing
BrokerageCCDC Property Management & Real Estate

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