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112 Valley Rd, Marshall, IL, 62441

3beds
2baths
1,768sqft
$285,000
$161price/sqft
$2,235/moest. monthly cost
$89,400/yrincome needed

About This Home

Homes in this location are hard to find! This 3-bedroom, 2-bathroom single level ranch is located just minutes away from downtown Marshall. Stepping in from the newly poured concrete porch you are greeted with a large foyer area that opens up to the living room. Just off the living room is an open concept dining room, family room and kitchen. The kitchen has plenty of counter space and includes all of the appliances. Down the hall are two bedrooms with a full bathroom between. The master suite includes a large closet and en-suite bathroom. The outdoor living space includes a fenced in backyard and a shed with workshop area and a newly built screened in porch and deck for enjoying time outside. The property also includes a 1 car oversized pole barn with workshop space and an upstairs that could be used for storage or converted to additional living space. The home also has an attached 2 car garage. This home has had several recent updates including a metal roof, updated HVAC, and water softener. This one won't last long! Call today to check it out.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-21.0 mi
7/10
Marshall Jr High SchoolGrades 7-80.8 mi
6/10
Marshall High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room Nook

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath in Primary Bedroom,Main Level Primary
  • Finished area above ground: 1,768

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,768
  • Total interior livable area: 1,768 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 08082303303009
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Screened

Lot

  • Lot size: 0.40 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$329$3,948
Property Taxes $330$3,960
Electricity $135$1,631
Total$2,235$26,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,628/yr
40% on housing$67,050/yr
45% on housing$59,600/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 62441$154
Clark County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 62441
Clark County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$270,000
2026-07-30Listed for sale$285,000

For Sale by Agent

AgentReuben Stence
BrokerageStence Realty

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