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407 N Main St, Hutsonville, IL, 62433

3beds
2baths
1,434sqft
$149,999
$105price/sqft
$1,230/moest. monthly cost
$49,200/yrincome needed

About This Home

Welcome to your newly remodeled, dream home with serene, creekside backyard, nestled in the heart of a quaint small-town community. This beautifully remodeled residence offers modern comforts while retaining its timeless charm. Key Features: • Luxurious Master Suite: The expansive master bedroom boasts an en-suite bath, creating a private retreat within your home. • Versatile Bonus Room: An upstairs bonus room offers flexibility for a home office, playroom, or additional living space to suit your needs. • Outdoor Oasis: Enjoy a large backyard featuring a tranquil creek, perfect for relaxation and outdoor activities. Experience the perfect blend of modern updates and natural beauty in this exceptional property. Don’t miss the opportunity to make this house your new home.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Upper

Features

  • Bath in Primary Bedroom,Main Level Primary
  • Window features: Replacement Windows
  • Finished area above ground: 1,434

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,434
  • Total interior livable area: 1,434 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 03429012024001 & 03429012024000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One and One Half
  • Patio & porch: Deck

Lot

  • Lot size: 0.77 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$141$1,692
Property Taxes $201$2,412
Electricity $130$1,569
Total$1,230$14,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,171/yr
40% on housing$36,900/yr
45% on housing$32,800/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 62433
Crawford County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 62433
Crawford County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-25Price change$149,999
2025-02-11Listed for sale$159,900
2006-06-12Sold$20,000

For Sale by Agent

AgentChelsea Nye
BrokerageStence Realty

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