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505 W Main St, Oblong, IL, 62449

2beds
1baths
1,144sqft
$39,900
$35price/sqft
$414/moest. monthly cost
$16,560/yrincome needed

About This Home

Property being sold "AS-IS"/ 2 bed, 1 bath and a bonus room. Covered concrete front porch and small wood deck in back. Alley access, garage also has carport. Appliances stay (newer side by side stainless refrigerator). Newer laminate and vinyl.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Oblong Elementary SchoolGrades PK-80.1 mi
10/10
Oblong High SchoolGrades 9-120.5 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer,Stainless Steel Appliances

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Linoleum,Vinyl
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,144
  • Total interior livable area: 1,144 sqft

Property

Details

  • Parcel number: 04436020019000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 8,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$38$456
Property Taxes $45$540
Electricity $130$1,569
Total$414$4,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,194/yr
40% on housing$12,420/yr
45% on housing$11,040/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 62449$67
Crawford County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 62449
Crawford County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Contingent$39,900
2026-07-27Listed for sale$39,900
2026-07-22Contingent$39,900
2026-07-10Listed for sale$39,900
2016-10-07Listing removed$39,900
2016-03-08Listed for sale$39,900
2001-08-27Sold$20,000

For Sale by Agent

AgentMelanie L. Mckinney
BrokerageAldrich Realty

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