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207 N Steele St, Palestine, IL, 62451

3beds
1baths
1,104sqft
$35,000
$32price/sqft
$377/moest. monthly cost
$15,080/yrincome needed

About This Home

Calling all investors and DIY enthusiasts! This 3 bed, 1 bath property in the heart of Palestine, IL is waiting for someone's personal touch. Boasting a family room, main level bedroom, large yard, and attached garage, all this home needs is someone to make it their own. The electric entry to the house needs updated, and while it does have a septic tank, there is opportunity to switch to city sewer at the street. With some modern updates and good old-fashioned TLC, this home would be perfect for someone looking for their next project or the next place to call their own.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Palestine Grade SchoolGrades PK-80.3 mi
4/10
Palestine High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawlspace
  • Roof: Metal,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Oven,Range
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main

Features

  • Main Level Primary
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Forced Air,Floor Furnace,Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Features: Tub Shower
  • Level: Main

Property

Details

  • Parcel number: 06434041001000
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One and One Half
  • Patio & porch: None

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $176$2,112
Home Insurance *$32$384
Property Taxes $39$468
Electricity $130$1,569
Total$377$4,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,925/yr
40% on housing$11,310/yr
45% on housing$10,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$32This listing

vs Other Active Listings

Avg $/sqft

ZIP 62451$545
Crawford County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 62451
Crawford County$76

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$35,000
2026-06-30Listed for sale$35,000

For Sale by Agent

AgentTimothy Watson
BrokerageUnited Country Burke Auction and Realty

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