2032 N 1150th St, Flat Rock, IL, 62427
About This Home
Private location on 10 acres of wooded privacy with pond for this 4 bedroom ranch with all custom cabinetry, wrap around porch and patio. Enjoy fishing in the stocked pond and the walking paths through the woods for a true country retreat. The 50x80 pole barn has multiple uses including form photography studio space, 3 bays, half bath plus complete living quarters offering full kitchen with open concept to living area, 3 patio doors to covered concrete patio & bedroom. Kids will love the play set that remains along with a 2 story tree house with zip line! This property checks a lot of boxes for country living, privacy, enjoyment of nature and possible income producing pole barn set up.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Notable Dates
- Major remodel year: 2012
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Oven,Washer
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Crawl
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Laminate
- Finished area above ground: 1,730
Heating & Cooling
- Heating features: Gas,Forced Air,Zoned,Heat Pump,Radiant
- Cooling features: Central,Zoned
Interior Area
- Total structure area: 1,730
- Total interior livable area: 1,730 sqft
Kitchen
- Features: Open
Property
Details
- Parcel number: 08210000004002
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Patio,Covered Porch
- Has view: Yes
- View description: Pond,Private,Scenic,Wooded
- Has water view: Yes
- Water view: Pond
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 10 Acres
- Features: Trees
Parking
- Total spaces: 3
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $441 | $5,292 |
| Property Taxes | $521 | $6,252 |
| Electricity | $133 | $1,596 |
| Total | $3,420 | $41,040 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-25 | Listed for sale | $459,900 |
| 2005-02-18 | Sold | $68,000 |
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