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4 Woodbird Dr, Effingham, IL, 62401

5beds
5baths
4,104sqft
$689,900
$168price/sqft
$5,081/moest. monthly cost
$203,240/yrincome needed

About This Home

A perfect blend of classic charm with outdoor living on this 3.37 acre retreat just on the edge of town!! This Spacious 5 bed 5 bath property features a large walkout basement, a refreshing above ground pool, and a large 58x30 custom shed for your hobby and storage needs! The heart of the home is anchored by a large great room designed to maximize light; this residence boasts vaulted ceilings, and a brilliant semi-open concept floor plan!! Whether you are relaxing by the custom fireplace or taking in the expansive wooded views of your private property, this home provides a rare blend of a private oasis and the conveniences of local shopping and dining.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

--
South Side Grade SchoolGrades 1-22.7 mi
6/10
8/10
Effingham High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Unfinished,Walk-Out Access,Full

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Breakfast Area,Fireplace,Bath in Primary Bedroom,Main Level Primary,Pantry,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Family/Living/Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 2,904

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,104
  • Total interior livable area: 4,104 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 0311018200
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Rear Porch,Patio,Deck
  • Exterior features: Deck,Pool,Shed

Lot

  • Lot size: 3.37 Acres
  • Features: Wooded

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather
Drought
Heat Wave
Ice Storm

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,488$41,856
Home Insurance *$491$5,892
Property Taxes $787$9,444
Electricity $315$3,787
Total$5,081$60,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,205/yr
40% on housing$152,430/yr
45% on housing$135,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 62401$173
Effingham County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 62401$118
Effingham County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$689,900
2026-05-07Listed for sale$689,000
2026-04-14Listing removed--
2026-01-13Listed for sale$689,000
2013-02-08Sold$330,000
2012-12-28Pending sale$345,000
2012-09-19Price change$345,000
2012-08-01Listed for sale$352,000

For Sale by Agent

AgentTheresa Ann Nuxoll
BrokerageShelby Realty Services

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