




1000 Lynn Dr, Effingham, IL, 62401
About This Home
Welcome home to this spacious and well-maintained 3-bedroom, 2-bath split-level home offering 1,932 square feet of comfortable living space. Beautiful hardwood floors flow throughout much of the home, while ceiling fans in the bedrooms provide added comfort year-round. The primary bedroom features private access to an expansive 276-square-foot deck, creating the perfect spot to enjoy your morning coffee or unwind in the evening. The dining room showcases hardwood flooring and patio doors that open to a large sunroom, providing additional living and entertaining space filled with natural light. The kitchen comes fully equipped with appliances and offers a convenient breakfast nook, plus a unique built-in countertop grill that makes meal preparation a breeze. The inviting living room features a cozy gas fireplace, while the family room is highlighted by a beautiful built-in cabinet that adds both character and functionality. Car enthusiasts, hobbyists, and DIYers will appreciate the oversized 24'10" x 22'5" attached garage, offering ample parking along with a generous workshop area. Outside, you'll find a fenced backyard perfect for pets, play, or gardening, along with two garden sheds that provide excellent storage for tools and outdoor equipment. This property combines comfort, functionality, and charm both inside and out—making it a wonderful place to call home. Schedule your private showing today!
Getting Around
Schools
Construction
Condition
- Year built: 1962
Materials
- Foundation: Crawlspace
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Tri-Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In,Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator
Basement
- Basement: Crawl Space
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Fireplace,Workshop
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 1,311
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,932
- Total interior livable area: 1,932 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Other
- Level: Upper
Other
- Level: Lower
Primary Bedroom
- Level: Upper
Sunroom
- Level: Main
Property
Details
- Parcel number: 0316054017
- Zoning: RES
- Special condition: None
Features
- Levels: One and One Half,Multi/Split
- Patio & porch: Enclosed,Four Season,Patio,Deck
- Exterior features: Deck,Fence,Shed,Workshop
- Fencing: Yard Fenced
Lot
- Lot size: 10,454 sqft
Parking
- Total spaces: 1
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $273 | $3,276 |
| Electricity | $148 | $1,783 |
| Total | $1,805 | $21,660 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $239,900 |
| 2026-06-09 | Listed for sale | $244,900 |
