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1000 Lynn Dr, Effingham, IL, 62401

3beds
2baths
1,932sqft
$239,900
$124price/sqft
$1,805/moest. monthly cost
$72,200/yrincome needed

About This Home

Welcome home to this spacious and well-maintained 3-bedroom, 2-bath split-level home offering 1,932 square feet of comfortable living space. Beautiful hardwood floors flow throughout much of the home, while ceiling fans in the bedrooms provide added comfort year-round. The primary bedroom features private access to an expansive 276-square-foot deck, creating the perfect spot to enjoy your morning coffee or unwind in the evening. The dining room showcases hardwood flooring and patio doors that open to a large sunroom, providing additional living and entertaining space filled with natural light. The kitchen comes fully equipped with appliances and offers a convenient breakfast nook, plus a unique built-in countertop grill that makes meal preparation a breeze. The inviting living room features a cozy gas fireplace, while the family room is highlighted by a beautiful built-in cabinet that adds both character and functionality. Car enthusiasts, hobbyists, and DIYers will appreciate the oversized 24'10" x 22'5" attached garage, offering ample parking along with a generous workshop area. Outside, you'll find a fenced backyard perfect for pets, play, or gardening, along with two garden sheds that provide excellent storage for tools and outdoor equipment. This property combines comfort, functionality, and charm both inside and out—making it a wonderful place to call home. Schedule your private showing today!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
South Side Grade SchoolGrades 1-20.8 mi
6/10
8/10
Effingham High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In,Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Fireplace,Workshop
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area above ground: 1,311

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,932
  • Total interior livable area: 1,932 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Other

  • Level: Upper

Other

  • Level: Lower

Primary Bedroom

  • Level: Upper

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 0316054017
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One and One Half,Multi/Split
  • Patio & porch: Enclosed,Four Season,Patio,Deck
  • Exterior features: Deck,Fence,Shed,Workshop
  • Fencing: Yard Fenced

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$171$2,052
Property Taxes $273$3,276
Electricity $148$1,783
Total$1,805$21,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,885/yr
40% on housing$54,150/yr
45% on housing$48,133/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 62401$175
Effingham County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 62401$118
Effingham County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$239,900
2026-06-09Listed for sale$244,900

For Sale by Agent

AgentKevin Gouchenouer
BrokerageC21 Realty Concepts

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