313 Central Ave, Saint David, IL, 61563
About This Home
This cute 1.5-story home offers four bedrooms, two full baths and is nestled in a quiet neighborhood in St David, complete with a spacious detached two-car garage. The main level offers a generous living room, beautiful eat-in kitchen with island and several included appliances, a dining room, a carpeted den or office, main-floor laundry room, two comfortable bedrooms, and two full baths. Upstairs, you'll find two additional bedrooms, including one with hardwood flooring. Along with the kitchen appliances, the washer and dryer are also included. Recent updates include shingles installed in 2022 on the original portion of the house.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Crawl Space,Unfinished
Bedroom1
- Level: Main
- Dimensions: 17ft 75in x 9ft 5in
Bedroom2
- Level: Upper
- Dimensions: 12ft 16in x 10ft 83in
Bedroom3
- Level: Upper
- Dimensions: 11ft 91in x 10ft 5in
Bedroom4
- Level: Main
- Dimensions: 11ft 91in x 10ft 33in
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s)
- Window features: Window Treatments
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,920
- Total interior livable area: 1,920 sqft
Kitchen
- Level: Main
- Dimensions: 13ft 75in x 11ft 66in
Laundry
- Level: Main
- Dimensions: 11ft 0in x 4ft 0in
Living Room
- Level: Main
- Dimensions: 21ft 33in x 13ft 75in
Main Level
- Area: 1344
Other
- Level: Main
- Dimensions: 12ft 66in x 10ft 16in
Other
- Level: Main
- Dimensions: 12ft 25in x 11ft 91in
Other
- Area: 0
Upper Level
- Area: 576
Property
Details
- Parcel number: 141421214001
- Zoning description: R-1
Features
- Patio & porch: Porch
Lot
- Lot size: 8,140 sqft
- Features: Level
- Lot size dimensions: 55 x 148
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Drought
- Earthquake
- Heat Wave
- Inland Flooding
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $201 | $2,412 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $56 | $672 |
| Electricity | $147 | $1,772 |
| Total | $447 | $5,364 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Pending sale | $45,900 |
| 2026-05-08 | Listed for sale | $45,900 |
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