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1027 N Main St, Lewistown, IL, 61542

4beds
2baths
2,128sqft
$29,900
$14price/sqft
$388/moest. monthly cost
$15,520/yrincome needed

About This Home

Opportunity awaits! This 4-5 bedroom home offers a spacious floor plan, generous storage, and a large, shaded lot with a fenced backyard and deck. Ready for its next chapter, the property offers endless possibilities for renovation, investment, or creating a home tailored to your style. Bring your ideas and unlock the potential this property has to offer. Sold AS-IS.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Central Elementary SchoolGrades PK-61.3 mi
4/10
Lewistown High SchoolGrades 7-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 15ft 0in x 13ft 0in

Bedroom2

  • Level: Upper
  • Dimensions: 14ft 0in x 13ft 0in

Bedroom3

  • Level: Upper
  • Dimensions: 13ft 0in x 13ft 0in

Bedroom4

  • Level: Upper
  • Dimensions: 12ft 0in x 15ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 16ft 0in x 14ft 0in

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Storage

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,128
  • Total interior livable area: 2,128 sqft

Kitchen

  • Level: Main
  • Dimensions: 12ft 0in x 11ft 0in

Laundry

  • Level: Upper
  • Dimensions: 7ft 0in x 8ft 0in

Living Room

  • Level: Main
  • Dimensions: 18ft 0in x 16ft 0in

Main Level

  • Area: 1312

Other

  • Level: Main
  • Dimensions: 15ft 0in x 13ft 0in

Upper Level

  • Area: 816

Property

Details

  • Parcel number: 181922112012

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 0.61 Acres
  • Features: Sloped
  • Lot size dimensions: 153 x 175

Parking

  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$32$384
Property Taxes $42$504
Electricity $163$1,964
Total$388$4,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,302/yr
40% on housing$11,640/yr
45% on housing$10,346/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$14This listing

vs Other Active Listings

Avg $/sqft

ZIP 61542$87
Fulton County$75

vs Homes Sold Last Month

Median $/sqft

ZIP 61542$87
Fulton County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-24Price change$29,900
2026-06-28Listed for sale$34,900
2012-08-31Sold$75,000
2010-03-08Sold$61,000
2005-11-09Sold$82,000

For Sale by Agent

AgentAdam J Merrick
BrokerageAdam Merrick Real Estate

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