See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

323 N Main St, Stockton, IL, 61085

7beds
7baths
7,880sqft
$294,900
$37price/sqft
$2,650/moest. monthly cost
$106,000/yrincome needed

About This Home

Historic Colonial Revival home dating to the early 1900s, believed to have originally been built for a prominent local business owner. Over the years this remarkable property has served the community in many ways including a Bed & Breakfast, Doctor’s office, coffee & tea shop, and more. Rich in history and architectural character, this 4-level home offers 7 bedrooms, including 4 en-suites, stunning original woodwork at the grand staircase that immediately captures attention. One of the home’s most unique features is the center skylight that allows natural light to flow from the 3rd floor through the 2nd floor and even shines to the main level. The spacious kitchen still showcases vintage built-ins including a blender cup station and built-in timer. The lower level was once used for a catering business and includes a full kitchen, large laundry room with built-in cabinetry, rec room with shuffleboard, and antique built-in jukebox. Additional unique features include fireplaces wired for electric inserts, an x-ray room with lead-lined closet, foot-pedal sink controls, and pass-through window. The attached 3-car garage features bricks reclaimed from the old railroad yard and a beautiful tin ceiling. Outside, enjoy the inviting covered front porch, fenced side yard, and layered deck space ideal for relaxing or entertaining. Ample parking behind the house plus additional parking space across the alley included (see aerial in docs). Property is being sold AS-IS. Some updates and maintenance are needed throughout. Sellers recently installed several new toilets. Known items needing attention include the main kitchen dishwasher, one double oven, and the central air systems. A truly one-of-a-kind opportunity to restore, preserve, and enjoy a piece of local history.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
7/10
Stockton Middle SchoolGrades 4-80.7 mi
2/10
Stockton Sr High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Wall Oven,Water Softener,Natural Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Basement Entrance,Full,Sump Pump,Finished

Bedroom2

  • Level: Main
  • Area: 132

Bedroom3

  • Level: Main
  • Area: 128.25

Bedroom4

  • Level: Upper
  • Area: 138.6

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Level: Upper
  • Area: 314.5

Family Room

  • Level: Upper
  • Area: 352

Features

  • Central Vacuum,L.L. Finished Space,Dry Bar,Book Cases Built In,Second Kitchen,Solar Tube(s),Walk-In Closet(s)
  • Window features: Skylight(s),Window Treatments
  • Attic: Storage
  • Finished area below ground: 2,400
  • Finished area above ground: 5,480

Heating & Cooling

  • Heating features: Radiant,Natural Gas
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 7,880
  • Total interior livable area: 7,880 sqft

Kitchen

  • Level: Upper
  • Area: 264

Living Room

  • Level: Main
  • Area: 288

Master Bedroom

  • Level: Main
  • Area: 1392

Property

Details

  • Parcel number: 1700126300

Features

  • Patio & porch: Deck-Leveled,Covered
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.42 Acres
  • Features: City/Town

Parking

  • Total spaces: 3
  • Parking features: Attached,Brick
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$187$2,244
Property Taxes $366$4,392
Electricity $606$7,273
Total$2,650$31,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,857/yr
40% on housing$79,500/yr
45% on housing$70,666/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$37This listing

vs Other Active Listings

Avg $/sqft

ZIP 61085$121
Jo Daviess County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 61085
Jo Daviess County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$299,000
2021-10-15Sold$179,900
2021-08-03Pending sale$179,000
2018-06-30Price change$179,000
2017-07-14Listed for sale$189,700
2016-07-05Listing removed$250,000
2016-04-06Listed for sale$250,000
2011-11-19Listing removed$299,900
2011-08-07Listed for sale$299,900

For Sale by Agent

AgentAngela Stodden
BrokerageKeller Williams Realty Signature

Similar Homes