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11A51 Fairway Dr, Apple River, IL, 61001

3beds
2baths
1,612sqft
$234,000
$145price/sqft
$1,775/moest. monthly cost
$71,000/yrincome needed

About This Home

They say, "don't judge a book by its cover". Underneath this vinyl sided gem at Apple Canyon Lake is a little log cabin. This cozy cottage is sold with an accessible marina Transferable Dock (M-16-3). Wood vaulted ceilings over the living room and kitchen make for a more open and comfortable living space which is also adorned with wood burning stove. Two bedrooms and one full bath round out the main level. The lower level is mostly finished and offers excellent living space with a large family room with slider door access out to the backyard, and a third bedrooms space and second full bath. Beautiful setting and surrounded by mature trees and association green space behind to the north and along the east boundary of the property offering more elbow room from neighbors. Property is sold "as is" and furnished. Association covenants & restrictions apply and annual dues and fees apply.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
7/10
Stockton Middle SchoolGrades 6-88.3 mi
2/10
Stockton Sr High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shingle
  • Construction materials: Log,Siding,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Stove/Cooktop,Washer,LP Gas Tank Rented,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Basement Entrance

Bedroom2

  • Level: Main
  • Area: 130.3403

Bedroom3

  • Level: Lower
  • Area: 237.3333

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 63.75

Family Room

  • Level: Lower
  • Area: 375.9444

Features

  • L.L. Finished Space,Ceiling-Wood Decorative
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 912

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Kitchen

  • Level: Main
  • Area: 98.3333

Living Room

  • Level: Main
  • Area: 247.25

Master Bedroom

  • Level: Main
  • Area: 158.125

Property

Details

  • Parcel number: 1801105100

Features

  • Patio & porch: Deck
  • Exterior features: Transferable Boat Slip
  • Has view: Yes
  • View description: Country

Lot

  • Lot size: 0.37 Acres
  • Features: County Taxes,Wooded,Covenants,Restrictions

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,183$14,196
Home Insurance *$172$2,064
Property Taxes $290$3,480
Electricity $130$1,569
Total$1,775$21,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,857/yr
40% on housing$53,250/yr
45% on housing$47,333/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 61001$192
Jo Daviess County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 61001
Jo Daviess County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$234,000

For Sale by Agent

AgentWESLEY COCAGNE
BrokerageColdwell Banker Network Realty

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