328 Franklin St, Galena, IL, 61036
About This Home
Welcome to 328 Franklin St. A fully renovated home just blocks from downtown, offering an ideal owner-occupied opportunity. The lower level features an inviting open concept design, complete with a comfortable master bedroom and ensuite bathroom. Upstairs, discover a great studio/loft style layout, perfect for creative living. This urban retreat boasts all new luxury vinyl plank flooring, new kitchen, new appliances, new fixtures, and modern charm. Experience the ultimate urban lifestyle in this meticulously updated gem. Welcome home.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Concrete Perimeter
- Roof: Composition,Metal
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Range,Dishwasher,Microwave,Washer,Dryer
- Laundry features: Upper Level,Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom1
- Level: Main
- Area: 156
- Dimensions: 12x13
Bedroom2
- Level: Upper
- Area: 168
- Dimensions: 14x12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Window features: Window Treatments
- Fireplace features: Living Room,Bedroom
- Fireplace: Yes
- Finished area above ground: 1,016
Heating & Cooling
- Heating features: Other
- Cooling features: Wall Unit(s)
Interior Area
- Total interior livable area: 1,016 sqft
Kitchen
- Level: Main
- Area: 182
- Dimensions: 13x14
Living Room
- Level: Main
- Area: 182
- Dimensions: 14X13
Property
Details
- Parcel number: 2210030900
- Zoning: R
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 0.06 acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Ice Storm
- Landslide
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $925 | $11,100 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $227 | $2,724 |
| Electricity | $130 | $1,569 |
| Total | $1,421 | $17,052 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Listed for sale | $183,000 |
| 2026-03-20 | Sold | $170,000 |
| 2026-03-14 | Pending sale | $185,000 |
| 2025-11-22 | Listed for sale | $185,000 |
| 2025-11-15 | Listing removed | $185,000 |
| 2025-09-24 | Listed for sale | $185,000 |
| 2025-08-18 | Pending sale | $185,000 |
| 2025-07-31 | Listed for sale | $185,000 |
| 2025-07-05 | Listing removed | $189,900 |
| 2025-05-14 | Price change | $189,900 |
| 2025-02-26 | Price change | $197,000 |
| 2024-12-03 | Price change | $200,000 |
| 2024-11-13 | Price change | $205,000 |
| 2024-10-23 | Price change | $210,000 |
| 2024-09-03 | Price change | $215,000 |
| 2024-04-08 | Listed for sale | $220,000 |
| 2024-04-08 | Listing removed | $220,000 |
| 2024-04-04 | Pending sale | $220,000 |
| 2024-04-02 | Listed for sale | $220,000 |
| 2019-01-08 | Listing removed | $59,000 |
| 2018-08-27 | Price change | $59,000 |
| 2018-08-03 | Listed for sale | $61,500 |
| 2016-10-07 | Sold | $52,500 |
| 2016-08-29 | Pending sale | $63,500 |
| 2016-08-16 | Price change | $63,500 |
| 2015-09-30 | Listed for sale | $66,000 |
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