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5 Mosswood Path, Galena, IL, 61036

4beds
2baths
2,200sqft
$349,500
$159price/sqft
$2,635/moest. monthly cost
$105,400/yrincome needed

About This Home

Don't miss this Great investment opportunity. This beautiful country resort home located in the very quiet area and the heart of desirable Eagle Ridge Resort could be used for primary residence or investment purposes. This home has been well maintained and updated by the owners within many years. Enjoy the peace and quiet from the deck. This lovely home features a welcoming open floor plan for entertaining, hard wood and tile floors throughout, 4 bedrooms and 2 full bathrooms, plenty of windows to add natural light. Resent updates includes new roof, new siding, new deck, new water heater, freshly painted. The kitchen has plenty of counter prep space. The main floor features cathedral ceilings and an open concept for wonderful family gatherings and entertaining. The walkout lower level has bedroom/bathroom suite, ceramic floors and a spacious family room with walkout to deck, mechanical room and storage. All nicely kept with low maintenance landscaping. The property has plenty of outdoor space for relaxing and activities with family & friends. Desirable location. Home is being sold unfurnished, however all furnishings are negotiable. Outdoor tennis, pool, multi-sport gym and game room. Lake Galena and the Marina Complex. 24-mile Trail and Greenspace over 1,900 acres of year-round outdoor recreation. Close to the restaurants, championship golf, and spa facilities of Eagle Ridge Resort & Spa on the GTA grounds. Short drive distance to Downtown Galena, restaurants and shopping. Move in and enjoy!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
8/10
3/10
River Ridge High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Daylight

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Bedroom4

  • Level: Second
  • Area: 440
  • Dimensions: 22X20

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: COMBO

Family Room

  • Level: Lower
  • Area: 484
  • Dimensions: 22X22

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Laundry

  • Level: Lower
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 484
  • Dimensions: 22X22

Master Bedroom

  • Level: Lower
  • Area: 120
  • Dimensions: 12X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 08109005000000
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.71 Acres

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$266$3,192
Property Taxes $433$5,196
Electricity $169$2,030
Total$2,635$31,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,342/yr
40% on housing$79,050/yr
45% on housing$70,266/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 61036$134
Jo Daviess County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 61036
Jo Daviess County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$349,500
2007-04-10Sold$40,000
2005-09-30Sold$95,500

For Sale by Agent

AgentDmitriy Kotlyar
BrokerageChicagoland Brokers Inc.

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