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24 Spring Creek Ln, Galena, IL, 61036

2beds
2baths
1,030sqft
$239,000
$232price/sqft
$1,815/moest. monthly cost
$72,600/yrincome needed

About This Home

Beautiful golf course views, abundant natural light, and the added privacy of an end-unit setting combine to make this beautifully updated Spring Creek Golf Villa an exceptional retreat in the heart of The Galena Territory. Perfectly positioned overlooking the 10th green and sweeping fairway of Eagle Ridge's South Course, the property enjoys expansive park-like vistas from the rear while a mature wooded buffer alongside creates an uncommon sense of privacy. Step inside to an airy, open main level where soaring cathedral ceilings, skylights, warm laminate wood flooring, and a remote-controlled gas fireplace with contemporary tile surround shower and reclaimed wood mantel create an inviting gathering space filled with natural light. The adjoining dining area flows seamlessly into the updated kitchen featuring slate and black stainless appliances, abundant cabinetry, generous breakfast bar seating, laminate countertops with undermount sink, and durable tile flooring. The spacious main-level primary suite offers comfortable single-level living with direct access to a beautifully renovated full bath complete with whirlpool tub, floor-to-ceiling tile surround, updated vanity, fixtures, tile flooring, and chair-height toilet. Upstairs, a dramatic loft overlook leads to a generously sized guest bedroom and an updated second full bath with refreshed finishes, tub/shower combination with tile accent surround, and conveniently integrated laundry area with stack washer and dryer. Outdoor living is equally impressive with a welcoming covered front porch nestled among mature trees, while the sunny rear composite deck with black metal railing and the expanded paver patio below provide exceptional spaces to relax, entertain, enjoy colorful sunsets, and take in the picturesque golf course scenery. The professionally added paver patio is a feature not found with many Spring Creek Villas and further enhances the outdoor experience. Nest thermostat, bamboo window treatments, and a radon mitigation system. Ideally located just moments from the South Golf Course clubhouse and golf shop, and only a short drive to Lake Galena's marina and pavilion, the Owners' Club with indoor and outdoor pools, fitness center, game room, and gymnasium, plus the dining, spa, and additional championship golf offered by Eagle Ridge Resort & Spa, this is an outstanding opportunity to enjoy the very best of Galena Territory living. Some furniture would remain including living room sofa/hide a bed and recliner, round table and four chairs, two bar stools and two large gray frame wall mirrors. An absolutely wonderful golf villa combining location, finish work, and views! 2026 annual association fee of $1404 and 2026 monthly association fee of $360 are applicable.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
8/10
3/10
River Ridge High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Siding,Cedar

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Electric Water Heater
  • Laundry features: Upper Level

Bedroom2

  • Level: Upper
  • Area: 141.1667

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling-Vaults/Cathedral
  • Window features: Skylight(s),Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,030

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,030
  • Total interior livable area: 1,030 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 224.5833

Master Bedroom

  • Level: Main
  • Area: 136.125

Property

Details

  • Parcel number: 0844002400

Features

  • Patio & porch: Deck,Covered
  • Spa features: Bath
  • Has view: Yes
  • View description: Golf Course,Panorama
  • Frontage type: Golf Course

Lot

  • Features: Wooded,Covenants,Restrictions,Subdivided

Parking

  • Parking features: Asphalt,None,Shared

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$181$2,172
Property Taxes $296$3,552
Electricity $130$1,569
Total$1,815$21,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,228/yr
40% on housing$54,450/yr
45% on housing$48,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 61036$135
Jo Daviess County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 61036
Jo Daviess County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Listed for sale$239,000
2025-08-08Sold$220,000
2025-07-17Pending sale$239,000
2025-05-12Listed for sale$239,000
2020-05-29Sold$95,000
2020-04-23Pending sale$99,900
2020-04-10Listed for sale$99,900
2016-06-30Sold$96,000
2016-04-24Pending sale$109,000
2016-03-23Listed for sale$109,000
2015-11-10Listing removed$117,500
2015-08-31Listed for sale$117,500
2013-03-01Sold$118,000

For Sale by Agent

AgentDAMON HEIM
BrokerageColdwell Banker Network Realty

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