127 Plum Cove Dr, Galena, IL, 61036
About This Home
Can’t make it in person? View the full virtual tour online. Turnkey, income-producing, and perfectly positioned in the heart of The Galena Territory — this fully furnished 3-bedroom, 3-bath Plum Cove unit checks all the boxes. Currently operating as a licensed short-term rental, this property offers immediate income potential with transferable bookings already in place through mid-summer—creating a seamless transition for the next owner. Sold fully furnished (with only a few personal exclusions), it’s truly a plug-and-play investment or low-maintenance getaway. Inside, you’ll find a bright, open main level with updated flooring, a cozy stone wood-burning fireplace, and an inviting living, dining, and kitchen space designed for gathering. The kitchen features updated cabinetry, granite countertops, and stainless steel appliances. A main-floor bedroom and full bath offer flexibility for guests, while the upper-level suite provides a private retreat with its own sitting area and full bath. The finished lower level provides additional living space—perfect for guests, entertaining, or extended stays. Recent updates—including a new roof and retractable skylights—bring added value and peace of mind. Step outside to enjoy seasonal lake views from one of the two decks, or relax in the privacy of the surrounding wooded setting. Located just minutes from Eagle Ridge Resort & Spa, the Owners’ Club, Lake Galena, golf courses, and miles of scenic trails, this property offers the full Galena Territory lifestyle. Association dues cover many exterior maintenance items—allowing you to spend more time enjoying the property and less time managing it. Whether you’re looking for a proven short-term rental, a second home, or both, this one is ready to go. 2026 Galena Territory Association fee of $1,404 and Eagle Ridge Townhouse Association fee of $375/month apply.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Roof: Shingle
- Construction materials: Cedar
Type & Style
- Home type: Townhouse
- Property subType: Condominium,Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full,Basement Entrance,Finished
Bedroom2
- Level: Upper
- Area: 229.3958
Bedroom3
- Level: Lower
- Area: 139.75
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Family Room
- Level: Lower
- Area: 219.1111
Features
- L.L. Finished Space,Granite Counters
- Window features: Skylight(s)
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 628
- Finished area above ground: 942
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,570
- Total interior livable area: 1,570 sqft
Kitchen
- Level: Main
- Area: 61.8056
Living Room
- Level: Main
- Area: 257.7778
Master Bedroom
- Level: Main
- Area: 170.0417
Property
Details
- Parcel number: 0840812700
Features
- Patio & porch: Deck
- Has view: Yes
- View description: Country
Lot
- Features: Wooded
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Ice Storm
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,431 | $17,172 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $351 | $4,212 |
| Electricity | $130 | $1,569 |
| Total | $2,127 | $25,524 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $290,000 |
| 2024-06-28 | Sold | $270,000 |
| 2024-05-16 | Contingent | $289,900 |
| 2024-04-24 | Listed for sale | $289,900 |
| 2022-10-17 | Sold | $235,000 |
| 2022-09-20 | Contingent | $225,000 |
| 2022-09-16 | Listed for sale | $225,000 |
| 2021-09-22 | Sold | $185,250 |
| 2021-08-19 | Pending sale | $175,000 |
| 2021-08-18 | Listed for sale | $175,000 |
| 2021-08-14 | Pending sale | $175,000 |
| 2021-08-04 | Listed for sale | $175,000 |
| 2012-09-21 | Sold | $137,500 |
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