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311 S Main St, Flanagan, IL, 61740

4beds
1baths
1,536sqft
$169,900
$111price/sqft
$1,443/moest. monthly cost
$57,720/yrincome needed

About This Home

Picture yourself coming home to this beautifully updated 4-bedroom, 1-bath, 1.5-story home, where the stunning magnolia tree welcomes you from the front yard. Completely move-in ready, this home features brand-new sage green siding, a new roof, new granite countertops, new cabinets, updated appliances, and new LVP flooring and carpet throughout. Enjoy the convenience of a brand-new concrete pad, a 2-car detached garage, and a location just minutes from downtown in a highly desirable school district. All the major updates have been done-just move in and start making memories. Agent Owned.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
4/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Level: Second
  • Area: 156
  • Dimensions: 12X13

Bedroom4

  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,536 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Living Room

  • Level: Main
  • Area: 209
  • Dimensions: 11X19

Loft

  • Level: Second
  • Area: 112
  • Dimensions: 16X7

Master Bedroom

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 131322411012
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 70x150

Parking

  • Total spaces: 6
  • Parking features: Gravel,Yes,Garage Owned,Detached,Off Street,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$188$2,256
Property Taxes $266$3,192
Electricity $130$1,569
Total$1,443$17,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,474/yr
40% on housing$43,290/yr
45% on housing$38,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$111This listing

vs Other Active Listings

Avg $/sqft

ZIP 61740$83
Livingston County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 61740$111
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$169,900
2026-06-26Listed for sale$175,000
2025-03-28Sold$45,500
2004-03-15Sold$72,000

For Sale by Agent

AgentCorlee Erkkila
BrokerageRE/MAX Rising

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