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1003 N Chicago St, Pontiac, IL, 61764

5beds
2baths
3,813sqft
$275,000
$72price/sqft
$2,389/moest. monthly cost
$95,560/yrincome needed

About This Home

Step into something truly special. This gorgeous, oversized Victorian sits on a stunning brick road, a rare piece of history from a time when streets were built by hand to last for generations. From the moment you arrive, you feel it. Character, presence, and a home that simply cannot be replicated today. Inside, original millwork immediately captures your attention, paired with soaring 11.5-foot ceilings and beautifully preserved hardwood floors. Victorian-style chandeliers and lighting carry the charm throughout, while natural light pours in through windows accented with original wood shutters. The layout blends timeless design with everyday function. The dining room features glass-paneled wood doors, including a French door that opens into the first-floor family room, creating a natural and inviting flow. Tucked beneath the staircase, you will find a unique under-stair storage space that adds both charm and practicality, while first-floor laundry brings convenience right where you need it. The main level family room offers a warm and comfortable setting with a wood-burning fireplace, perfect for quiet evenings or gathering. Upstairs, an additional bedroom also features its own wood-burning fireplace, and the bathroom is highlighted by beautiful stained glass that adds a one-of-a-kind touch. The third floor is dedicated to a massive primary bedroom, offering a private retreat with space to truly unwind. Step outside and the experience continues. A welcoming front deck with a classic porch swing invites you to slow down and take it all in. The fully fenced 0.66-acre yard is surrounded by ornate metal fencing with a grand entry gate, and a brick driveway that carries the character of the home throughout the property. And then there is the extra space. A large detached bar and home theater building complete with electric, air conditioning, wood-burning stove, and projector screen. Whether you are hosting, relaxing, or creating your own escape, this space opens the door to endless possibilities. This is more than a home, it is a rare opportunity to own something with history, charm, and a feeling you need to experience in person. Schedule your private showing and see what makes this property so unforgettable.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

--
Central Elementary SchoolGrades PK-10.4 mi
4/10
Pontiac Jr High SchoolGrades 6-80.7 mi
3/10
Pontiac High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1898

Materials

  • Foundation: Stone
  • Roof: Asphalt,Metal
  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 80
  • Dimensions: 10X8

Bedroom5

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 182
  • Dimensions: 13X14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Features

  • 1st Floor Full Bath
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Bedroom,Dining Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 80
  • Dimensions: 8X10

Heating & Cooling

  • Heating features: Natural Gas,Steam
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,813 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Pantry-Closet),Flooring (Vinyl)
  • Level: Main
  • Area: 228
  • Dimensions: 19X12

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 8
  • Dimensions: 4X2

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Third
  • Area: 841
  • Dimensions: 29X29

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 151522226011
  • Special condition: None

Features

  • Stories: 3
  • Patio & porch: Patio,Porch
  • Fencing: Fenced

Lot

  • Lot size: 0.66 Acres
  • Features: Corner Lot,Mature Trees
  • Lot size dimensions: 120.83 x 239.20

Parking

  • Total spaces: 2
  • Parking features: Brick Driveway,Garage Door Opener,Garage,Yes,Garage Owned,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$276$3,312
Property Taxes $430$5,160
Electricity $293$3,519
Total$2,389$28,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,908/yr
40% on housing$71,670/yr
45% on housing$63,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 61764$91
Livingston County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 61764$108
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$300,000
2026-04-10Listed for sale$305,000
2024-02-21Sold$287,000
2024-01-25Pending sale$275,000
2023-08-04Price change$275,000
2023-07-06Listed for sale$295,000
2020-10-13Listing removed$275,000
2020-06-14Listed for sale$275,000

For Sale by Agent

AgentChristopher Piercy, Real People Realty
BrokerageReal People Realty

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