See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1208 E Kirkwood Dr, Pontiac, IL, 61764

3beds
2baths
1,411sqft
$250,000
$177price/sqft
$2,036/moest. monthly cost
$81,440/yrincome needed

About This Home

All Brick Ranch on a Large Lot in Illini Subdivision offers 3 BR's, 2 BA, LR, FR, Eat-In Kitchen, Laundry Room, & 2-Car Attached Garage. Gas Fireplace in FR & Large Deck off the back. Stone firepit with swings, Master BR has His/Her Closets. Master Bath walk in shower, main bath has tube/shower. Both Baths have Tile Floors. Garage has large storage area in back. Home has been very well maintained & roof replaced 2015. Water Heater, & Central Air. Affordable home in a great location, close to schools, rec center, & Boys & Girls Club.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
4/10
Pontiac Jr High SchoolGrades 6-80.4 mi
3/10
Pontiac High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Block
  • Roof: Shake / Shingle
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,411 sqft

Property

Details

  • Parcel number: 151523202015

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$251$3,012
Property Taxes $391$4,692
Electricity $130$1,569
Total$2,036$24,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,805/yr
40% on housing$61,080/yr
45% on housing$54,293/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 61764$87
Livingston County$100

vs Homes Sold Last Month

Median $/sqft

ZIP 61764$108
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$230,000
2026-08-07Price change$230,000
2026-08-03Listed for sale$250,000
2012-06-08Sold$112,900
2012-04-16Listed for sale$119,900

For Sale by Owner

AgentProperty Owner

Similar Homes