




1036 E Howard St, Pontiac, IL, 61764
About This Home
If you've been looking for a home that's been truly loved and meticulously maintained, this is the one! This adorable 3-bedroom, 2-bath ranch is conveniently located near schools and just minutes from downtown Pontiac. Owned by the same family for more than 30 years, the pride of ownership is evident from the moment you arrive. The sellers have taken great care of this home with numerous updates already completed for you, including a new boiler (2025), Andersen Renewal exterior doors (2024), hot water heater (2023), updated bathroom fixtures, tub and vanity (2021), roof and gutters (2020), and a brand-new front window. Porches and front sidewalk were coated with TSR in 2020 and the detached garage received new doors as well (2020). The concrete driveway, spacious patio, white vinyl picket fence in the back yard (with a convenient double gate) and privacy fence along the driveway, and storage shed were all added in 2012. Central air was also added in 2012. Inside, you'll love the abundance of storage with built-ins and oversized closets throughout including a large cedar lined closet offering natural protection and timeless charm. The bedrooms are carpeted, but hardwood floors are waiting underneath if that's your style. Cozy up around the wood-burning fireplace during the colder months, or open the French doors and enjoy summer evenings on the large patio overlooking the beautifully landscaped backyard. The oversized tandem 2-car garage provides plenty of room for vehicles, extra storage, and even space to keep firewood close by. From the thoughtful updates to the inviting indoor and outdoor living spaces, this home is ready for its next owners to move in and make it their own. Come see why this one feels like home!
Getting Around
Schools
Construction
Condition
- Year built: 1947
Materials
- Roof: Asphalt
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Water Softener Rented,Other,Gas Cooktop
Basement
- Has basement: Yes
- Basement: Crawl Space
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 168
- Dimensions: 12X14
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 165
- Dimensions: 11X15
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Carpet)
- Level: Main
- Dimensions: COMBO
Features
- Built-in Features
- Door features: French Doors
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Living Room
- Fireplace: Yes
- Attic: Pull Down Stair
Heating & Cooling
- Heating features: Steam
- Cooling features: Central Air
Interior Area
- Total structure area: 1,928
- Total interior livable area: 1,928 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Galley),Flooring (Vinyl)
- Level: Main
- Area: 140
- Dimensions: 10X14
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 165
- Dimensions: 11X15
Living Room
- Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 480
- Dimensions: 15X32
Master Bedroom
- Features: Flooring (Carpet),Window Treatments (Curtains/Drapes)
- Level: Main
- Area: 224
- Dimensions: 14X16
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 151523326028
- Special condition: None
- Other equipment: Water-Softener Rented
Features
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Lot size: 0.26 Acres
- Lot size dimensions: 81 x 139
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,Tandem,Yes,Garage Owned,Detached,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $231 | $2,772 |
| Property Taxes | $360 | $4,320 |
| Electricity | $148 | $1,779 |
| Total | $1,902 | $22,824 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 1995-08-16 | Sold | $75,000 |
