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26 Lafayette St, Saunemin, IL, 61769

3beds
2baths
2,025sqft
$175,000
$86price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Step into the warmth and character of this inviting 2 story home offering over 2,000 sq ft of living space in a small town setting. The home features 3-4 bedrooms, including 2 tandem bedrooms that offer flexible options for a nursery, office, or additional living space. You will find 2 full bathrooms, including a recently updated first floor bath. Enjoy relaxing mornings on the large enclosed front porch or spending time in the nice sized yard with room to play, garden or entertain. Located just a short distance from the local park and grade school. New metal roof in 2021, New furnace in 2025, New flooring all throughout the house. Comfort, character and convenience all in one welcoming home. Schedule your showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
3/10
Pontiac High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Water Softener Owned
  • Laundry features: Main Level,Common Area

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 144
  • Dimensions: 8X18

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Enclosed Porch

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 260
  • Dimensions: 10X26

Features

  • 1st Floor Full Bath,Built-in Features,Pantry
  • Window features: Drapes,Blinds
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,726
  • Total interior livable area: 2,025 sqft

Kitchen

  • Features: Kitchen (Pantry-Walk-in),Flooring (Wood Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Laundry

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 48
  • Dimensions: 8X6

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 377
  • Dimensions: 13X29

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Other

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Storage

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 25
  • Dimensions: 5X5

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 171715455009
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Stories: 2
  • Patio & porch: Deck,Screened

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Mature Trees
  • Lot size dimensions: 175x125

Parking

  • Total spaces: 1
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$191$2,292
Property Taxes $274$3,288
Electricity $155$1,869
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 61769
Livingston County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 61769$108
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$187,500
2026-04-03Price change$192,500
2026-03-16Listed for sale$200,000

For Sale by Agent

AgentShawnee Brauman
BrokerageStar Grieff Realty

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