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407 E Pine St, Chatsworth, IL, 60921

4beds
2baths
2,191sqft
$244,500
$112price/sqft
$2,201/moest. monthly cost
$88,040/yrincome needed

About This Home

Don't miss this four bedroom ALL-BRICK ranch on the edge of Chatsworth with beautiful northern views. NEW ROOF and new gutter leaf filters 2022! Nearly 2,200 sq ft of living space on the main floor offers 4 bedrooms (ALL with lovely HARDWOOD flooring), a large living room plus a larger family room! Also two full baths, main floor laundry and huge eat-in kitchen!! Two pantries plus abundant cabinets and counter-space plus new refrigerator in the kitchen will excite any cook. The full 2200 sf basement for extra rooms and added features such as storage and possibilities for more finished living area. 2 car attached garage. Attractive flooring in living room, family room and hallway 2021. NEW handicapped accessible walk-in shower 2021. NEW dewatering system in basement's east room ($8,600). New electrical panel and hot water heater in 2019.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Prairie Central High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 1967

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 294
  • Dimensions: 21X14

Features

  • 1st Floor Full Bath
  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,382
  • Total interior livable area: 2,191 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Updated Kitchen),Flooring (Ceramic Tile)
  • Level: Main
  • Area: 300
  • Dimensions: 20X15

Laundry

  • Level: Main
  • Area: 15
  • Dimensions: 5X3

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 240
  • Dimensions: 20X12

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 272703126003
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100X150

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,236$14,832
Home Insurance *$414$4,968
Property Taxes $383$4,596
Electricity $168$2,022
Total$2,201$26,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,462/yr
40% on housing$66,030/yr
45% on housing$58,693/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 60921$106
Livingston County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 60921$86
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$244,500
2025-10-31Listed for sale$249,500
2022-12-16Sold$161,000
2022-11-22Contingent$169,900
2022-11-11Listed for sale$169,900
2021-06-10Sold$139,900
2021-06-03Pending sale$139,900
2021-05-04Contingent$139,900
2021-04-28Price change$139,900
2021-04-02Price change$142,000
2021-03-09Price change$144,900
2021-02-15Listed for sale$149,900
2012-06-26Listing removed$139,900
2012-05-01Listed for sale$139,900

For Sale by Agent

AgentRichard Smith
BrokerageSmith's Real Estate Services,

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