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103 S 4th St, Chatsworth, IL, 60921

4beds
4baths
3,150sqft
$289,000
$92price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

You're gonna love this custom ranch for sale on a corner lot. As you walk in, you'll enter the enclosed foyer area with a nook for extra room. Enter through the front French doors and you'll find a huge 30x28 living room area for entertaining. Custom oak throughout. The ranch is split with a master bedroom, walk in closet and bathroom. On the other side of the home, you'll find 2 more bedrooms and two more bathrooms. The office and hair salon area has a wet sink and separate entrance with attached laundry and a custom shower area. At the back of the home, you'll find a large 28x26 two car garage with concrete approach and a utility area and a gym workout room. The home has updated dual furnaces and central air units for perfect climate control. There is a walk-up attic above the garage area. To the south of the home is an additional oversized heated 40x30 four car garage with a bathroom and water. The yard has landscaping and has no steps into the home. Updated metal roof has been installed for maintenance free concerns. This is a must see in this price range and is turnkey. Seller advises this home can come fully furnished if the buyer would like the items to stay.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Prairie Central High SchoolGrades 9-1211.2 mi

Construction

Condition

  • Year built: 1959

Materials

  • Construction materials: Vinyl Siding,Brick

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Bedroom3

  • Level: Main
  • Area: 221
  • Dimensions: 13X17

Bedroom4

  • Level: Main
  • Area: 234
  • Dimensions: 13X18

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,150 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 10X7

Living Room

  • Level: Main
  • Area: 840
  • Dimensions: 30X28

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 273
  • Dimensions: 21X13

Other

  • Level: Main
  • Area: 315
  • Dimensions: 21X15

Other

  • Level: Main
  • Area: 1200
  • Dimensions: 40X30

Recreation Room

  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Property

Accessibility

  • Accessibility features: Two or More Access Exits,Hall Width 36 Inches or More,Disability Access

Details

  • Parcel number: 272703335016
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 12
  • Parking features: Yes,Garage Owned,Attached,Detached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Drought
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$489$5,868
Property Taxes $452$5,424
Electricity $242$2,907
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 60921$113
Livingston County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 60921$86
Livingston County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$299,000
2004-04-01Sold$12,500
2002-10-15Sold$50,000

For Sale by Agent

AgentJeffrey Hamilton
BrokerageJoan Bullard Realty, Inc.

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