109 S Main St, Saybrook, IL, 61770
About This Home
Situated in the small McLean County town of Saybrook is this stately 5-bedroom, 2 full bath steel sided two story home with nearly 2,800 square feet of finished living space in addition to a large basement, privacy fenced backyard, and a 2+ car detached garage! Main floor of home will WOW you with its gracious open living/dining concept with great floor space and ample natural light, tastefully modernized equipped tiled kitchen with a breakfast bar, newer stainless steel appliances, in addition to a tiled backsplash, comfortable 12X15 bedroom, updated full hall tiled bath with a newer bathtub/surround, and a fantastic rear 31X14 family room with windows galore, corner electric fireplace, cathedral ceilings, and a rear facing exterior access point. Upstairs, you will find four large bedrooms -- all with hardwood flooring -- and a second full hall updated bath with a walk-in shower in addition to wonderfully convenient laundry facilities. Property also offers a full usable basement, 24X22 2+ car detached garage with newer exterior vinyl siding, privacy fenced backyard (quality white vinyl fencing) with an above ground swimming pool in addition to a patio area, vinyl replacement windows, newer architectural roof along with gutters (with gutter guards), and solar panels for efficiency (Palmetto Solar -- $185.00/month with a 2.99% annual increase for 25 years -- MUST be assumed by buyer(s) at settlement). City water/private septic system on premises. Much to love here!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Foundation: Block,Brick/Mortar
- Roof: Shingle
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Main
- Dimensions: 12ft 0in x 15ft 0in
Bedroom2
- Level: Upper
- Dimensions: 20ft 0in x 15ft 0in
Bedroom3
- Level: Upper
- Dimensions: 13ft 0in x 15ft 0in
Bedroom4
- Level: Upper
- Dimensions: 14ft 0in x 14ft 0in
Bedroom5
- Level: Upper
- Dimensions: 12ft 0in x 15ft 0in
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: Main
- Dimensions: 31ft 0in x 14ft 0in
Features
- Ceiling Fan(s)
- Window features: Replacement Windows,Blinds
- Number of fireplaces: 1
- Fireplace features: Electric,Family Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air,Solar
- Cooling features: Central Air
Interior Area
- Total structure area: 2,773
- Total interior livable area: 2,773 sqft
Kitchen
- Level: Main
- Dimensions: 16ft 0in x 18ft 0in
Laundry
- Level: Upper
Living Room
- Level: Main
- Dimensions: 25ft 0in x 15ft 0in
Main Level
- Area: 1610
Other
- Level: Main
- Dimensions: 10ft 0in x 15ft 0in
Upper Level
- Area: 1163
Property
Details
- Parcel number: 2528205003
Features
- Levels: Two
- Pool features: Above Ground
- Patio & porch: Patio,Porch
Lot
- Lot size: 8,056 sqft
- Features: Level
- Lot size dimensions: 76 x 106
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Drought
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $132 | $1,584 |
| Property Taxes | $369 | $4,428 |
| Electricity | $213 | $2,559 |
| Total | $1,775 | $21,300 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $210,000 |
| 2026-03-03 | Pending sale | $210,000 |
| 2026-02-10 | Listed for sale | $210,000 |
| 2021-07-09 | Sold | $165,000 |
| 2021-06-03 | Pending sale | $169,900 |
| 2021-06-03 | Contingent | $169,900 |
| 2021-06-02 | Price change | $169,900 |
| 2021-05-19 | Listed for sale | $179,900 |
| 2016-04-19 | Sold | $121,900 |
| 2016-02-25 | Price change | $121,900 |
| 2015-10-17 | Price change | $119,900 |
| 2015-09-10 | Listed for sale | $127,900 |
| 2015-02-02 | Sold | $20,000 |
| 2014-09-30 | Listing removed | $74,450 |
| 2014-08-07 | Listed for sale | $74,450 |
| 2014-06-30 | Listing removed | $74,450 |
| 2014-02-11 | Price change | $74,450 |
| 2014-01-23 | Price change | $84,500 |
| 2013-09-09 | Price change | $97,500 |
| 2012-09-30 | Listed for sale | $102,500 |
| 2011-07-08 | Sold | $119,000 |
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