4992 Cross Rd, Salem, IL, 62881
About This Home
Escape to the peace of the countryside without giving up the convenience of town! Built in 1992 and situated on just over 2 acres, this spacious 4-bedroom, 3.5-bath home offers the perfect blend of privacy, comfort, and functionality—just 10 minutes from town. One of the home’s standout features is the upstairs layout, where all three bedrooms each have their own private bathroom, providing exceptional comfort and privacy for family members or guests. Step outside and enjoy even more living space with a brand-new 15’ x 30’ concrete back patio, currently being installed by the seller and expected to be completed before your showing. It’s the perfect spot for entertaining, grilling, or simply relaxing while taking in the peaceful country views. If you’ve been searching for a home that offers room to spread out, a desirable country setting, and a convenient location close to town, this one is a must-see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Range Hood,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Property
Details
- Parcel number: 1219100063
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 2.10 Acres
- Features: Back Yard,Few Trees,Front Yard,Level
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Heat Wave
- Tornado
- Winter Weather
- Drought
- Hail
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $364 | $4,368 |
| Property Taxes | $404 | $4,848 |
| Electricity | $184 | $2,215 |
| Total | $2,544 | $30,528 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $305,000 |
| 2026-07-15 | Listed for sale | $315,000 |
| 2022-04-03 | Listing removed | -- |
| 2022-01-03 | Pending sale | $186,400 |
| 2021-11-03 | Listed for sale | $186,400 |
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