102 W Effingham Ave, Patoka, IL, 62875
About This Home
Charming and well-maintained 2-bedroom, 1-bath home offering 1,352 square feet of comfortable living space! This inviting property features a spacious layout with plenty of natural light throughout. Enjoy relaxing mornings on the welcoming front porch and unwind in the evenings on the private back patio—perfect for entertaining or quiet outdoor living. The fully fenced yard provides space for pets, gardening, or play, and includes a convenient garden shed for additional storage. A detached 2-car garage offers ample room for vehicles, tools, or a workshop. Whether you're a first-time buyer, downsizing, or looking for a move-in-ready home, this property combines comfort, functionality, and outdoor appeal. Don’t miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1957
Materials
- Foundation: Crawlspace
- Roof: Asphalt,Shingle
- Construction materials: Other,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Water Heater
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedroom
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Main
Features
- Main Level Primary
- Window features: Replacement Windows
- Finished area above ground: 1,352
Heating & Cooling
- Heating features: Forced Air,Gas
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total structure area: 1,352
- Total interior livable area: 1,352 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Main
Property
Details
- Parcel number: 0128304028
- Zoning: RES
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Patio,Deck
- Exterior features: Deck,Fence,Shed,Workshop
- Fencing: Yard Fenced
Lot
- Lot size: 9,147 sqft
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Inland Flooding
- Tornado
- Winter Weather
- Drought
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $432 | $5,184 |
| Home Insurance * | $156 | $1,872 |
| Property Taxes | $109 | $1,308 |
| Electricity | $130 | $1,569 |
| Total | $827 | $9,924 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Listed for sale | $87,500 |
| 2024-12-19 | Sold | $78,000 |
| 2022-07-18 | Sold | $5,000 |
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