1734 Moonglow Rd, Centralia, IL, 62801
About This Home
Inviting Lakefront Cottage - Enjoy lakefront living in this fully renovated one-bedroom cottage situated on the shores of Raccoon Lake. Completely updated with a thoughtfully designed room addition in 2020, this unique property offers flexible living spaces and exceptional outdoor amenities. The spacious open-concept kitchen and great room create an inviting gathering space and currently is utilized as the primary sleeping area. The addition provides a separate room currently used as a TV/Den area with gas log fireplace and offers excellent potential as a private bedroom. The full bathroom conveniently incorporates the laundry and utility area for maximum efficiency. Comfort is ensured year-round with zoned mini-split heating and cooling systems throughout the home. Outside, the property is enhanced with decorative landscaped front and back yards featuring an irrigation system for easy maintenance and year-round curb appeal. You'll also find an impressive detached 20' x 36' insulated two-car garage/workshop, also equipped with its own mini-split heating and cooling system-perfect for hobbyists, storage, or workspace needs. Relax and entertain from the covered back porch leading to a lakeside patio featuring a pergola, outdoor sound system, and hot tub, all included with the property. Concrete steps provide easy access down to the private boat dock, complete with a manual covered lift. A 16-foot pontoon boat that is negotiable with an acceptable offer. Whether you're looking for a full-time residence, weekend getaway, investment property or lakefront retreat, this move-in-ready property offers the perfect combination of comfort, functionality, and waterfront enjoyment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2020
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator,Electric Water Heater
- Laundry features: Electric Dryer Hookup,In Bathroom,Sink
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Door features: Storm Door(s),Sliding Glass Door(s)
- Window features: Insulated Windows
- Number of fireplaces: 1
- Fireplace features: Gas Log,Free Standing,Bedroom
- Fireplace: Yes
- Attic: Unfinished
Heating & Cooling
- Heating features: Electric,Propane,Zoned,Other
- Cooling features: Wall Unit(s),Zoned,Electric,Dual
Interior Area
- Total structure area: 540
- Total interior livable area: 540 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Pantry-Butler,Custom Cabinetry,Updated Kitchen),Flooring (Laminate),Window Treatments (Insulated Windows)
- Level: Main
- Area: 187
- Dimensions: 11X17
Laundry
- Level: Main
Master Bedroom
- Features: Flooring (Laminate),Window Treatments (Insulated Windows)
- Level: Main
- Area: 154
- Dimensions: 11X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1410427012
- Special condition: Standard
- Other equipment: TV Antenna,Ceiling Fan(s),Sprinkler-Lawn
Features
- Stories: 1
- Has view: Yes
- View description: Back of Property
- Has water view: Yes
- Water view: Back of Property
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: RACCOON LAKE RESERVOIR
Lot
- Lot size: 9,583 sqft
- Features: Water Rights
- Lot size dimensions: 69.7x139.3x62.2x161.8
Parking
- Total spaces: 6
- Parking features: Gravel,Garage Door Opener,Heated Garage,Yes,Garage Owned,Detached,Off Street,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Strong Wind
- Winter Weather
- Hail
- Inland Flooding
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $753 | $9,036 |
| Home Insurance * | $283 | $3,396 |
| Property Taxes | $191 | $2,292 |
| Electricity | $130 | $1,569 |
| Total | $1,357 | $16,284 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Contingent | $149,000 |
| 2026-07-30 | Price change | $149,000 |
| 2026-06-25 | Listed for sale | $165,000 |
| 2016-11-29 | Sold | $18,000 |
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