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1335 Schwartz Rd, Centralia, IL, 62801

5beds
3baths
3,216sqft
$387,000
$120price/sqft
$3,436/moest. monthly cost
$137,440/yrincome needed

About This Home

WILLING TO WORK WITH BUYERS AGENT. 5-bedroom, 3-bath home on 7 beautiful acres with a fully stocked pond, in-ground pool, pool house, and over 3,000 square feet of living space! It isn’t the house that makes the family; it’s the family that makes the house! And this house is just waiting for your family! Located just 15 minutes from both Mt. Vernon and Salem, and 5 minutes from Centralia, this home has the perfect out-of-town yet close-to-town location! With 5 bedrooms and 3 bathrooms and over 3,000 square feet, the house is perfect for everyone to have their own space. With a pool and pool house, deck and large kitchen, this home is just waiting to host your next get together! And don’t forget the 7 acres and large, fully stocked pond for both fishing and pedal boarding. This is a beautiful, hidden treasure!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Jordan Elementary SchoolGrades 2-31.9 mi
3/10
Centralia Jr High SchoolGrades 4-83.7 mi
5/10
Centralia High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Other,Carpet,Concrete,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric,Propane / Butane,Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total interior livable area: 3,216 sqft

Property

Details

  • Parcel number: 1414000035

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 7 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$737$8,844
Property Taxes $496$5,952
Electricity $247$2,968
Total$3,436$41,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,805/yr
40% on housing$103,080/yr
45% on housing$91,626/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 62801$91
Marion County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 62801$74
Marion County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$386,777
2026-08-01Price change$387,000
2026-07-13Price change$397,000
2026-06-30Price change$425,000
2026-06-26Listed for sale$475,000
2021-03-24Listing removed--
2017-06-05Sold$199,000
2017-04-08Price change$199,000
2017-04-05Listed for sale$227,000
2011-08-05Sold$95,000

For Sale by Owner

AgentProperty Owner

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