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230 N Cherry St, Centralia, IL, 62801

9beds
3baths
3,572sqft
$195,000
$55price/sqft
$1,881/moest. monthly cost
$75,240/yrincome needed

About This Home

Timeless charm found in this spacious 2-story home full of character and endless possibilities! Featuring up to 9 potential bedrooms (2 do not have closets) and 2.5 bathrooms, this unique property offers abundant space for a large family, multi-generational living, or flexible home office and hobby areas. Original architectural details shine throughout, including a beautiful wood staircase, elegant pocket doors, and two separate staircases that add both character and functionality. The unfinished basement provides ample storage or the opportunity. Enjoy relaxing on the inviting front porch, and take advantage of the 2-car garage for convenient parking and storage. With its generous size, classic features, and incredible potential, this home is ready for its next owner to make it their own. Don't miss the opportunity to own a home with historic charm, spacious living, and room to grow!

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

--
3/10
Centralia Jr High SchoolGrades 4-81.2 mi
5/10
Centralia High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Features: Flooring (Laminate)
  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 225
  • Dimensions: 15X15

Bedroom6

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 9
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 169
  • Dimensions: 13X13

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Historic/Period Mlwk,Pantry
  • Flooring: Hardwood,Carpet

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,298
  • Total interior livable area: 3,572 sqft

Kitchen

  • Features: Flooring (Linoleum)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Laundry

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 60
  • Dimensions: 5X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 255
  • Dimensions: 15X17

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 195
  • Dimensions: 13X15

Other

  • Features: Flooring (Laminate)
  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Other

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Other

  • Features: Flooring (Laminate)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Property

Details

  • Parcel number: 1400050661
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 9,600 sqft
  • Lot size dimensions: 60x160

Parking

  • Total spaces: 6
  • Parking features: Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Strong Wind
Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$371$4,452
Property Taxes $250$3,000
Electricity $274$3,296
Total$1,881$22,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,491/yr
40% on housing$56,430/yr
45% on housing$50,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 62801$93
Marion County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 62801$74
Marion County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$179,000
2026-08-05Price change$189,000
2026-07-12Listed for sale$195,000
2021-05-05Sold$95,500
2021-04-02Pending sale$95,500
2021-03-26Price change$95,500
2021-01-29Listed for sale$104,900
2021-01-15Pending sale$104,900
2020-11-16Listed for sale$104,900
2020-11-06Pending sale$104,900
2020-10-23Price change$104,900
2020-09-28Listed for sale$109,999

For Sale by Agent

AgentStacey Russell
BrokerageSOMER REAL ESTATE

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