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12 Clear Lake Dr, Centralia, IL, 62801

6beds
9baths
9,779sqft
$669,000
$68price/sqft
$6,266/moest. monthly cost
$250,640/yrincome needed

About This Home

Experience luxury living in this stunning 6-bedroom, 5 full and 2 half bath custom home perfectly situated on a quiet cul-de-sac! With over 34 rooms, this home offers exceptional space, light, and detail throughout. The main level features a grand curved staircase, formal living and dining rooms, open kitchen with stone accents, butler's pantry, and two half baths. Enjoy tons of natural light pouring into the spacious family areas and an unfinished theater room ready for your finishing touches. Upstairs includes 4 bedrooms and 4 full baths, with 3 bedrooms offering private en suites. The finished basement adds 2 bedrooms, a full bath, recreation room, and wet bar. A stunning home built for comfort, entertaining, and everyday luxury-call me today to schedule your private tour of this grand home!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Jordan Elementary SchoolGrades 2-31.0 mi
3/10
Centralia Jr High SchoolGrades 4-82.1 mi
5/10
Centralia High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator,Range Hood,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Egress Window

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 126
  • Dimensions: 9x14

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 324
  • Dimensions: 18x18

Bedroom5

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 9
  • Full bathrooms: 7
  • 1/2 bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 570
  • Dimensions: 15x38

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 870
  • Dimensions: 29x30

Features

  • Built-in Features,Vaulted Ceiling(s),Wet Bar
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Great Room

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 1763
  • Dimensions: 41x43

Heating & Cooling

  • Heating features: Geothermal,Heat Pump,Natural Gas
  • Cooling features: Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 9,779 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island,Pantry),Flooring (Hardwood)
  • Level: Main
  • Area: 598
  • Dimensions: 26x23

Living Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 375
  • Dimensions: 15x25

Master Bedroom

  • Features: Flooring (Hardwood),Bathroom (Full)
  • Level: Second
  • Area: 399
  • Dimensions: 19x21

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1400080255
  • Special condition: Standard
  • Other equipment: Central Vacuum,Sump Pump

Features

  • Stories: 2
  • Patio & porch: Patio

Lot

  • Features: Cul-De-Sac
  • Lot size dimensions: 369x72x66x412

Parking

  • Total spaces: 2
  • Parking features: Yes,Basement,Oversized,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Heat Wave
Tornado
Winter Weather
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance *$1,274$15,288
Property Taxes $858$10,296
Electricity $752$9,025
Total$6,266$75,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,834/yr
40% on housing$187,980/yr
45% on housing$167,093/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 62801$92
Marion County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 62801$74
Marion County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-15Price change$760,000
2025-10-20Listed for sale$840,000

For Sale by Agent

AgentMELISSA JARRELL
BrokerageEquity Realty Group

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