401 S A St, Vernon, IL, 62892
About This Home
Charming country retreat on 6 picturesque acres, just 10–15 minutes from the nearest boat ramp at Carlyle Lake! This updated home features two cozy bedrooms on the main level plus a loft bedroom, offering flexible space for guests, a home office, or additional sleeping quarters. The interior has been thoughtfully refreshed with beautifully renovated bedrooms, new flooring in the laundry room and bathroom, and a warm farmhouse-style kitchen that's full of character and functionality. Outside, you'll find an oversized detached garage/shop with plenty of room for vehicles, boats, equipment, hobbies, or extra storage. Whether you're looking for a full-time residence, weekend getaway, or recreational property close to Carlyle Lake, this acreage offers the perfect blend of peaceful country living and convenient access to boating, fishing, and outdoor adventure. Enjoy the privacy, space, and endless possibilities this unique property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1912
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Cellar
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Finished area above ground: 1,532
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,532
- Total interior livable area: 1,532 sqft
Property
Details
- Parcel number: 0109400020
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 6 Acres
- Features: Back Yard,Cleared,Garden,Pasture,Private
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Earthquake
- Inland Flooding
- Tornado
- Winter Weather
- Drought
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $224 | $2,688 |
| Electricity | $130 | $1,569 |
| Total | $1,400 | $16,800 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-19 | Listed for sale | $175,000 |
| 2026-02-02 | Listing removed | $148,000 |
| 2025-10-15 | Price change | $148,000 |
| 2025-09-17 | Price change | $155,000 |
| 2025-08-25 | Listed for sale | $159,000 |
| 2025-05-28 | Listing removed | $158,000 |
| 2025-05-05 | Price change | $158,000 |
| 2025-04-04 | Price change | $162,000 |
| 2025-02-21 | Price change | $166,000 |
| 2025-01-27 | Price change | $169,900 |
| 2024-12-01 | Listed for sale | $174,900 |
| 2024-08-20 | Listing removed | -- |
| 2024-08-01 | Listed for sale | $160,000 |
| 2024-07-14 | Listing removed | -- |
| 2024-07-05 | Price change | $150,000 |
| 2024-06-03 | Price change | $155,000 |
| 2024-05-07 | Price change | $165,000 |
| 2024-04-29 | Price change | $170,000 |
| 2024-04-22 | Price change | $180,000 |
| 2024-04-10 | Price change | $185,000 |
| 2024-03-25 | Listed for sale | $195,000 |
| 2023-08-04 | Sold | $115,000 |
| 2023-07-09 | Pending sale | $119,000 |
| 2023-04-12 | Price change | $119,000 |
| 2023-03-09 | Listed for sale | $123,500 |
| 2020-09-04 | Sold | $70,000 |
| 2019-09-24 | Sold | $48,000 |
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