206 S Lake St, Oakford, IL, 62673
About This Home
Feels like you are in the country but your in town. If you're looking for a home with plenty of space and a reasonable price, then check out this solid 4 bedroom, 2 bath home situated on .88 of an acre which measures 128' x 300' which consists of 6 city lots. Nice and quiet small town. The enormous lot is surrounded by fields on two sides and features an abundance of mature trees for privacy and shade. The main floor of the home features a nice sized mud room with storage, open kitchen and dining room with plenty of room for a large table, a generous living room with large picture window and hardwood floors. There are 2 full baths and the large one has the laundry in a closet all on the main level. The primary bedroom features hardwood floors and has a full attached bath. Nice deck on the front of home and a huge concrete patio out in the backyard. Fenced front yard and most of backyard for your enjoyment, the kids and pets will love it. The second story hosts 2 additional bedrooms one is a large size room. Full, unfinished basement too. The roof was new in 2020. The garage refrigerator can stay but they are taking the one in the kitchen for their new home. Great restaurant and bar in town. Porta Schools too. Selling as-is.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Block,Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Range
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedroom1
- Level: Main
- Dimensions: 13ft 0in x 12ft 0in
Bedroom2
- Level: Upper
- Dimensions: 19ft 0in x 12ft 0in
Bedroom3
- Level: Upper
- Dimensions: 12ft 0in x 12ft 0in
Bedroom4
- Level: Main
- Dimensions: 14ft 0in x 13ft 0in
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,532
- Total interior livable area: 1,532 sqft
Kitchen
- Level: Main
- Dimensions: 12ft 0in x 10ft 0in
Living Room
- Level: Main
- Dimensions: 19ft 0in x 15ft 0in
Main Level
- Area: 1172
Other
- Level: Main
- Dimensions: 13ft 0in x 12ft 0in
Upper Level
- Area: 360
Property
Details
- Parcel number: 051411000301
- Zoning description: Residential
Features
- Patio & porch: Patio
Lot
- Lot size: 0.88 Acres
- Features: Level
- Lot size dimensions: 128 x 300
Parking
- Total spaces: 1
- Parking features: Detached,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Tornado
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $447 | $5,364 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $122 | $1,464 |
| Electricity | $130 | $1,569 |
| Total | $788 | $9,456 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $84,500 |
| 2026-07-28 | Listed for sale | $88,500 |
| 2020-01-10 | Sold | $57,500 |
| 2019-11-02 | Pending sale | $62,900 |
| 2019-09-18 | Listed for sale | $62,900 |
| 2013-03-30 | Listing removed | $55,000 |
| 2013-03-23 | Listed for sale | $55,000 |
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