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1025 Massey Ln, Jacksonville, IL, 62650

2beds
2baths
1,650sqft
$278,000
$168price/sqft
$2,220/moest. monthly cost
$88,800/yrincome needed

About This Home

?? Turnkey all brick ranch with zero step entry IN THE COUNTRY?? -2 bed, 2 full bath -Sunroom -Office, could be 3rd bedroom -1650 sq ft -2 car attached, 1 car detached -Whole house generator -on concrete slab with heated floors ?? -HUGE concrete driveway -1.15 acres of mature lot, plenty of shade -4 miles south of Jacksonville -Eisenhower School district *Illinois Rural Electric *Scott/Morgan water coop *1000 gal propane tank leased through FS Remodel and Upgrades: ??2013 -kitchen remodel by previous owners -granite countertop -soft close cabinets -all kitchen appliances stay -fridge new in 2020 -dishwasher new in 2024 ??2016 -roof replaced ??2020 -before we moved in - all new solid core interior doors -all new exterior doors - all new flooring - all new trim and baseboard -new light fixtures - complete bathroom remodels -double vanity and onyx shower in master -added gas fireplace to living room ??2023 -chicken coop with secure run ??2025 -water heater

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10
Jacksonville High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Tile,Carpet,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Propane / Butane
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,650 sqft

Property

Details

  • Parcel number: 1212400017

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,405$16,860
Home Insurance *$292$3,504
Property Taxes $393$4,716
Electricity $130$1,569
Total$2,220$26,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,114/yr
40% on housing$66,600/yr
45% on housing$59,200/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$81
Morgan County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$278,000
2020-06-16Sold$140,000

For Sale by Owner

AgentProperty Owner

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