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371 W Tanner St, Waverly, IL, 62692

2beds
2baths
1,086sqft
$129,900
$120price/sqft
$1,131/moest. monthly cost
$45,240/yrincome needed

About This Home

Welcome home to this charming, raised ranch featuring 2 bedrooms, 1.5 bathrooms, and plenty of space to enjoy! The offers a spacious layout with comfortable living areas, making it perfect for everyday living or entertaining. recent updates include new electrical, new stove, AC and more. Fenced yard and a nice deck off the kitchen to entertain on. Don't miss out on this one!!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
Waverly Elementary SchoolGrades PK-60.3 mi
3/10
Waverly High SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Microwave,Range,Refrigerator,Washer

Bedroom1

  • Level: Upper
  • Dimensions: 13ft 0in x 11ft 8in

Bedroom2

  • Level: Upper
  • Dimensions: 10ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,086
  • Total interior livable area: 1,086 sqft

Kitchen

  • Level: Upper
  • Dimensions: 13ft 8in x 11ft 3in

Laundry

  • Level: Main

Living Room

  • Level: Upper
  • Dimensions: 19ft 1in x 13ft 8in

Lower Level

  • Area: 150

Main Level

  • Area: 936

Property

Details

  • Parcel number: 1911113016

Features

  • Patio & porch: Deck

Lot

  • Lot size: 7,800 sqft
  • Features: Level
  • Lot size dimensions: 52 x 150

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Heat Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$161$1,932
Property Taxes $184$2,208
Electricity $130$1,569
Total$1,131$13,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,777/yr
40% on housing$33,930/yr
45% on housing$30,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 62692$26
Morgan County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 62692$75
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$119,900
2026-07-06Listed for sale$129,900
2023-12-11Sold$80,000
2020-09-28Sold$75,000
2020-08-17Pending sale$79,900
2020-07-14Listed for sale$79,900
2012-09-04Sold$62,500
2012-02-26Listing removed$69,900
2011-06-27Listed for sale$69,900

For Sale by Agent

AgentKerris Osborn
BrokerageThe Real Estate Group, Inc.

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