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17 Springwater Dr, Jacksonville, IL, 62650

5beds
3baths
2,274sqft
$124,000
$55price/sqft
$1,106/moest. monthly cost
$44,240/yrincome needed

About This Home

Attention Investors! 3 Bedroom, 3 bath Ranch with walk out basement and lake views! So Much Potential! Property is available to view by appointment. See offer instructions below. See agent remarks for offer details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
4/10
2/10
Jacksonville High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 0in x 18ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 13ft 0in x 11ft 0in

Bedroom3

  • Level: Main
  • Dimensions: 9ft 0in x 11ft 0in

Bedroom4

  • Level: Lower
  • Dimensions: 11ft 0in x 9ft 0in

Bedroom5

  • Level: Lower
  • Dimensions: 14ft 0in x 10ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Lower
  • Dimensions: 21ft 0in x 19ft 0in

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,434
  • Total interior livable area: 2,274 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 0in x 15ft 0in

Living Room

  • Level: Main
  • Dimensions: 13ft 0in x 15ft 0in

Main Level

  • Area: 1434

Other

  • Level: Main
  • Dimensions: 10ft 0in x 12ft 0in

Other

  • Area: 840

Property

Details

  • Parcel number: 0433201017
  • Special condition: Auction

Features

  • Patio & porch: Deck
  • Waterfront features: Pond/Lake

Lot

  • Lot size: 0.71 Acres
  • Features: Sloped
  • Lot size dimensions: 130 x 237

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Drought
Hail
Heat Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $627$7,524
Home Insurance *$130$1,560
Property Taxes $175$2,100
Electricity $174$2,098
Total$1,106$13,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,920/yr
40% on housing$33,180/yr
45% on housing$29,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$55This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$84
Morgan County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-05Listing removed$143,910
2026-01-27Price change$143,910
2025-12-31Price change$159,900
2025-10-27Listed for sale$189,000

Unknown Listed By

AgentScott T Eoff
BrokerageRE/MAX Results Plus

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