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3 Baxter Pl, Jacksonville, IL, 62650

4beds
2baths
2,133sqft
$225,000
$105price/sqft
$1,855/moest. monthly cost
$74,200/yrincome needed

About This Home

A great 4-bedroom west-end bi-level! Wonderful floor plan with 2 updated full baths, windows replaced in 2019, furnace and central air replaced in 2025. Large entrance foyer, well maintained, a nice balance of comfort and convenience in a prime location with a functional layout. A great backyard and a large deck!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10
Jacksonville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Metal,Shingle
  • Construction materials: Frame,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator

Bedroom1

  • Level: Main
  • Dimensions: 20ft 5in x 11ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 0in x 9ft 5in

Bedroom3

  • Level: Main
  • Dimensions: 13ft 5in x 13ft 0in

Bedroom4

  • Level: Lower
  • Dimensions: 19ft 0in x 13ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Lower
  • Dimensions: 27ft 0in x 12ft 0in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,133
  • Total interior livable area: 2,133 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 0in x 11ft 0in

Laundry

  • Level: Lower
  • Dimensions: 14ft 0in x 11ft 0in

Living Room

  • Level: Main
  • Dimensions: 22ft 0in x 13ft 0in

Lower Level

  • Area: 764

Main Level

  • Area: 1369

Other

  • Level: Main
  • Dimensions: 12ft 5in x 10ft 0in

Property

Details

  • Parcel number: 0918403013

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.25 Acres
  • Features: Level
  • Lot size dimensions: 88 x 126

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Lightning
Winter Weather
Earthquake
Hail
Ice Storm
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$236$2,832
Property Taxes $318$3,816
Electricity $164$1,968
Total$1,855$22,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,600/yr
40% on housing$55,650/yr
45% on housing$49,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$82
Morgan County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$225,000
2026-07-28Listed for sale$225,000
2014-07-18Sold$100,000

For Sale by Agent

AgentMichael D Oldenettel
BrokerageThe Real Estate Group, Inc.

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