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306 Bedford Ave, Birmingham, AL, 35226

4beds
3baths
2,062sqft
$524,900
$255price/sqft
$3,415/moest. monthly cost
$136,600/yrincome needed

About This Home

Welcome to this beautifully renovated 4-bedroom, 3-bath home in the highly sought-after Bluff Park community! This split-level home offers a spacious and functional layout with thoughtful updates throughout. The private primary suite is a true retreat, featuring a sitting room, two walk-in closets, and a dedicated laundry room. The updated kitchen opens to a covered back deck, perfect for relaxing or entertaining, while the primary suite provides direct access to a charming rock patio. Enjoy additional outdoor living on the open deck overlooking the large backyard. Complete with a one-car carport and located in one of Hoover's most desirable neighborhoods, this move-in-ready home offers the perfect blend of comfort, style, and convenience. Come and see why YouMayLikeItHere!

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

10/10
10/10
9/10
Hoover High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Basement
  • Construction materials: Brick Over Foundation,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Electric Oven,Refrigerator,Stainless Steel Appliance(s),Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 756

Basement

  • Has basement: Yes
  • Basement: Partial,Finished,Bath/Stubbed

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • None,Smooth Ceilings,Separate Shower,Double Vanity
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Gas
  • Fireplace: Yes
  • Attic: Other,Yes
  • Finished area below ground: 756
  • Finished area above ground: 1,306

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,062 sqft

Kitchen

  • Features: Stone Counters
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Basement

Master Bedroom

  • Level: Basement

Property

Details

  • Parcel number: 3900102004034.000
  • Special condition: N/A

Features

  • Levels: One,Multi/Split
  • Stories: 1
  • Pool features: None
  • Patio & porch: Open (PATIO),Patio,Covered (DECK),Open (DECK),Deck
  • Exterior features: None
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$268$3,216
Property Taxes $253$3,036
Electricity $240$2,881
Total$3,415$40,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,085/yr
40% on housing$102,450/yr
45% on housing$91,066/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 35226$188
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35226$182
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$524,900
2025-05-16Sold$500,000
2024-05-16Sold$255,000

For Sale by Agent

AgentHarold Collins
BrokerageeXp Realty, LLC Central

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