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214 N Church St, Jacksonville, IL, 62650

3beds
2baths
2,230sqft
$109,000
$49price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Solid 3 bedroom home (could be used as 4) with lots of space and many updates - Entire 2nd floor completely remodeled down to the studs. Newer HVAC, WH, Elec. panel, Many newer windows. Walk-up floored attic. A lot of house at this price point.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

7/10
4/10
2/10
Jacksonville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1935

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Upper
  • Dimensions: 11ft 11in x 13ft 2in

Appliances

  • Appliances included: Range

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Upper
  • Dimensions: 13ft 3in x 15ft 7in

Bedroom2

  • Level: Upper
  • Dimensions: 13ft 9in x 13ft 5in

Bedroom3

  • Level: Upper
  • Dimensions: 9ft 11in x 9ft 3in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 16ft 3in x 13ft 2in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Kitchen

  • Level: Main
  • Dimensions: 14ft 4in x 13ft 6in

Living Room

  • Level: Main
  • Dimensions: 13ft 2in x 14ft 2in

Main Level

  • Area: 1115

Other

  • Level: Main
  • Dimensions: 13ft 2in x 14ft 2in

Upper Level

  • Area: 1115

Property

Accessibility

  • Accessibility features: Main Level Entry

Details

  • Parcel number: 0920234022

Features

  • Levels: Two
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 5,265 sqft
  • Features: Corner Lot
  • Lot size dimensions: 45 x 117

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance *$114$1,368
Property Taxes $154$1,848
Electricity $171$2,058
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$49This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$84
Morgan County$122

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$114,000
2026-04-18Listed for sale$119,000
2009-06-01Sold$20,500

For Sale by Agent

AgentDominic M Casey
BrokerageApex Realty of Illinois, LLC

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