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703 S Main St, Jacksonville, IL, 62650

5beds
3baths
1,572sqft
$178,000
$113price/sqft
$1,469/moest. monthly cost
$58,760/yrincome needed

About This Home

This home has been recently updated and is move in ready. There are 3 bedrooms on the main level and 2 bedrooms upstairs. At this time, the upstairs is rented, has its own kitchen, bathroom and electrical service. It could easily be remodeled to have 3-4 bedrooms upstairs. There are multiple stained glass windows that are absolutely beautiful! The extra lot to the south allows for offstreet parking and additional play area for the kids.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
4/10
2/10
Jacksonville High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 972

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,572

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,544
  • Total interior livable area: 1,572 sqft

Property

Details

  • Parcel number: 0920420009
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Open Porch,Deck

Lot

  • Features: Corner,Trees

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Earthquake
Hail
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $900$10,800
Home Insurance *$187$2,244
Property Taxes $252$3,024
Electricity $130$1,569
Total$1,469$17,628
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,365/yr
40% on housing$44,070/yr
45% on housing$39,173/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -7.6%
-7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 62650$82
Morgan County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 62650$98
Morgan County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$178,000
2025-08-20Sold$120,000
2007-09-06Sold$31,000

For Sale by Agent

AgentConnie Martin
BrokerageDeSollar & Wessler Bros Agency, LLC

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