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214 N Colorado St, Waterville, KS, 66548

2beds
1baths
1,059sqft
$54,900
$52price/sqft
$572/moest. monthly cost
$22,880/yrincome needed

About This Home

This 2+ bedroom, 1 bath home is full of character and opportunity! With a little TLC, this property could truly shine. Featuring contral air and central heat for year-round comfort. The open-concept floor plan flows from the kitchen to the dining area and into the living room, creating a welcoming and functional main living space. An additional rear room offers flexibility and could serve as a third bedroom, hobby room, home office, or mudroom, - giving you options to make it your own. Outside, you"ll appreciate the extra long one-car garage with a dedicated shop area, plus a garden shed and an additional storage shed - ideal for projects or extra storage. If you're looking for a home with plenty of potential and room to personalize, this is a fantastic opportunity.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Crawl

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,059

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,059
  • Total interior livable area: 1,059 sqft

Property

Details

  • Parcel number: 0581652101004013000
  • Lease amount: 0

Features

  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Street

Lot

  • Lot size: 0.43 Acres
  • Features: Trees

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hail
Ice Storm
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Kansas Counties

Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $277$3,324
Home Insurance *$82$984
Property Taxes $52$624
Electricity $161$1,935
Total$572$6,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,611/yr
40% on housing$17,160/yr
45% on housing$15,253/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.3%
1.3%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$52This listing

vs Other Active Listings

Avg $/sqft

ZIP 66548
Marshall County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 66548
Marshall County$116

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-23Listed for sale$54,900

For Sale by Agent

AgentTammy Parker
BrokerageTammy Parker Realty

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