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841 Polksville Rd, Salt Lick, KY, 40371

3beds
2baths
0sqft
$349,999
--price/sqft
$2,702/moest. monthly cost
$108,080/yrincome needed

About This Home

High-Impact / Attention-Grabbing Spacious, updated, and full of opportunity-this 3-bedroom, 2-bath home offers approximately 4,000 sq ft on 10+/- fenced acres. Featuring an open-concept layout and a largely finished basement, this property provides flexible living space for a variety of needs. A separate ~900 sq ft guest house adds incredible value for multi-generational living, rental income, or private workspace. Outdoor features include a near wraparound porch, large deck with covered parking below, 3-bay garage, storage building, and a barn with mostly concrete flooring. Hard-to-find combination of space, functionality, and acreage. Within 6 miles from I64

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

4/10
6/10
6/10
Bath County High SchoolGrades 9-127.2 mi

Construction

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0680000049.03
  • Lease amount: 0

Features

  • Stories: 3
  • Patio & porch: Patio,Covered Porch,Open Porch,Deck
  • Fencing: Fenced

Lot

  • Lot size: 10.17 Acres

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind
Winter Weather
Hail
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$414$4,968
Property Taxes $365$4,380
Electricity $154$1,850
Total$2,702$32,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,640/yr
40% on housing$81,060/yr
45% on housing$72,053/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 40371$117
Bath County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 40371$130
Bath County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$389,000
2026-04-28Price change$399,000
2021-06-12Pending sale$299,000
2021-06-11Sold$280,000
2021-04-08Contingent$299,000
2021-03-27Price change$299,000
2021-03-18Listed for sale$310,000
2018-05-14Sold$107,700
2013-05-08Sold$200,000
2013-01-23Listed for sale$200,000
2012-11-02Listing removed$200,000
2012-09-13Price change$200,000
2012-08-15Price change$229,900
2012-07-28Price change$249,900
2012-06-13Price change$250,000
2011-10-26Price change$265,000
2011-09-07Price change$279,900
2011-07-21Price change$289,900
2011-06-09Listed for sale$299,900

For Sale by Agent

AgentDalton 'ty' Stewart
BrokerageUnited Country Land&Lifestyle Realty

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