48 Harness Ln, Florence, KY, 41042
About This Home
Nestled on a premier cul-de-sac lot in an established neighborhood, this large 4-bedroom, 2-story home blends classic charm with modern luxury. Step inside to find durable luxury vinyl plank flooring stretching across a spacious floor plan. The heart of the home is the well appointed kitchen, boasting granite countertops, a large island, and a sunny breakfast area. Transition seamlessly into the cozy living room, which walks out directly to an large deck--the ultimate setup for summer barbecues and outdoor entertaining. Upstairs, the extra-large primary suite serves as your private sanctuary, featuring a massive walk-in closet and large soaking tub! Three additional generously sized bedrooms and a convenient first-floor laundry room round out the main living spaces. Need more room? The fully finished basement offers a family room, wet bar, craft or game area, home gym, or guest room and full bath and workshop too! . Don't miss your chance to own this exceptional property!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
Bedroom2
- Features: Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 132
- Dimensions: 11 x 12
Bedroom3
- Features: Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 130
- Dimensions: 10 x 13
Bedroom4
- Features: Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Breakfast Room
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 112
- Dimensions: 14 x 8
Dining Room
- Features: Chandelier,Luxury Vinyl Flooring
- Level: First
- Area: 208
- Dimensions: 13 x 16
Entry
- Features: Closet(s),Entrance Foyer,Luxury Vinyl Flooring
- Level: First
- Area: 88
- Dimensions: 8 x 11
Exercise Room
- Features: See Remarks
- Level: Basement
- Area: 180
- Dimensions: 12 x 15
Family Room
- Features: Carpet Flooring,Recessed Lighting,Wet Bar
- Level: Basement
- Area: 348
- Dimensions: 29 x 12
Features
- Kitchen Island,Walk-In Closet(s),Storage,Soaking Tub,Pantry,Open Floorplan,Granite Counters,Entrance Foyer,Double Vanity,Chandelier,Ceiling Fan(s),High Ceilings,Recessed Lighting
- Door features: Multi Panel Doors
- Window features: Bay Window(s)
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Game Room
- Features: See Remarks,Luxury Vinyl Flooring
- Level: Basement
- Area: 88
- Dimensions: 11 x 8
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Kitchen
- Features: Gourmet Kitchen,Kitchen Island,Pantry,Wood Cabinets
- Level: First
- Area: 132
- Dimensions: 12 x 11
Laundry
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 54
- Dimensions: 6 x 9
Living Room
- Features: Luxury Vinyl Flooring,Walk-Out Access,Ceiling Fan(s),Fireplace(s)
- Level: First
- Area: 260
- Dimensions: 20 x 13
Office
- Features: Luxury Vinyl Flooring
- Level: First
- Area: 144
- Dimensions: 12 x 12
Primary Bedroom
- Features: Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s),Carpet Flooring
- Level: Second
- Area: 330
- Dimensions: 22 x 15
Workshop
- Features: Built-in Features,Storage
- Level: Basement
- Area: 90
- Dimensions: 10 x 9
Property
Details
- Parcel number: 062.0032083.00
- Zoning description: Residential
- Other equipment: Sump Pump
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood,Trees/Woods
Lot
- Features: Cul-De-Sac,Level
- Lot size dimensions: 26 x 29 x 19 x 106 x 73 x 125
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $278 | $3,336 |
| Electricity | $154 | $1,850 |
| Total | $2,373 | $28,476 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Pending sale | $350,000 |
| 2026-08-03 | Listed for sale | $350,000 |
| 2009-08-10 | Sold | $196,000 |
| 1997-12-31 | Sold | $143,000 |
| 1996-03-04 | Sold | $150,000 |
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