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10195 Lewis Ln, Union, KY, 41091

5beds
5baths
4,361sqft
$550,000
$126price/sqft
$3,845/moest. monthly cost
$153,800/yrincome needed

About This Home

Welcome to this 5 bedroom home on a sloped, private, wooded cul-de-sac lot in Hempsteade Manor in Ryle school district! It offers a modern kitchen with granite countertops and walk-in pantry and finished basement that adds over 1,300 square feet of recreational space with a wet bar and walkout. The fifth bedroom is on the main level and could easily be a home office. Other features include 2 gas fireplaces, dual staircases, updated light fixtures, new carpet and paint, new blinds, a new water heater (2025), new washer (2025) and stove (2026). The HOA includes 2 pools, a playground, sports courts and a scenic lake with a fountain. Come see it for yourself! Copy and paste the link below to take a relaxing video tour through this beautiful, spacious home waiting for its new owners! https://listings.nextdoorphotos.com/vd/255856756

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
8/10
Gray Middle SchoolGrades 6-81.7 mi
9/10
Larry A. Ryle High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Double Oven,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 195
  • Dimensions: 15 x 13

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 180
  • Dimensions: 15 x 12

Bedroom4

  • Features: Luxury Vinyl Flooring
  • Level: Second
  • Area: 165
  • Dimensions: 15 x 11

Bedroom5

  • Features: Carpet Flooring
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Breakfast Room

  • Features: Hardwood Floors
  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Dining Room

  • Features: Chandelier
  • Level: First
  • Area: 154
  • Dimensions: 14 x 11

Family Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 168
  • Dimensions: 14 x 12

Features

  • Kitchen Island,Wet Bar,Walk-In Closet(s),Storage,Soaking Tub,Pantry,Open Floorplan,Granite Counters,Entrance Foyer,Eat-in Kitchen,Double Vanity,Chandelier,Ceiling Fan(s),Natural Woodwork,Wired for Sound
  • Door features: Multi Panel Doors
  • Window features: Vinyl Clad Window(s)
  • Number of fireplaces: 2
  • Fireplace features: Brick,Gas,Insert
  • Fireplace: Yes

Great Room

  • Features: Fireplace(s)
  • Level: First
  • Area: 442
  • Dimensions: 26 x 17

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,361
  • Total interior livable area: 4,361 sqft

Kitchen

  • Features: Eat-in Kitchen,Hardwood Floors
  • Level: First
  • Area: 176
  • Dimensions: 16 x 11

Media Room

  • Level: Basement
  • Area: 208
  • Dimensions: 13 x 16

Other

  • Features: Carpet Flooring,Walk-Out Access
  • Level: Basement
  • Area: 816
  • Dimensions: 24 x 34

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Luxury Vinyl Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 360
  • Dimensions: 24 x 15

Property

Details

  • Parcel number: 063.0012045.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac,Sprinklers In Front
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$199$2,388
Property Taxes $521$6,252
Electricity $344$4,132
Total$3,845$46,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,828/yr
40% on housing$115,350/yr
45% on housing$102,533/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$223
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$550,000
2026-07-10Listed for sale$565,000
2021-07-08Sold$440,000
2020-11-16Listing removed$409,000
2020-05-26Pending sale$409,000
2020-05-26Listed for sale$409,000
2019-10-28Sold$387,500
2019-09-11Pending sale$395,000
2019-09-04Price change$395,000
2019-07-31Price change$424,000
2019-07-18Price change$443,000
2019-06-17Listed for sale$459,000

For Sale by Agent

AgentBlaire Hancock
BrokerageSimple Fee Realty

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