1276 Frogtown Rd, Union, KY, 41091
About This Home
After 32 wonderful years of ownership, the seller of this stunning Stephen Due custom-built brick ranch has decided it is time to pass this beautiful home on to its next owner. Meticulously maintained and cared for throughout the years, this home showcases true pride of ownership from the moment you arrive. Situated on a private lot with no HOA, this property offers the perfect blend of peaceful living, space, and convenience, all located within the Ryle School District. Step inside and discover the quality craftsmanship you would expect in a custom-built home, featuring beautiful real hardwood floors throughout, timeless finishes, and a thoughtfully designed floor plan. The finished walkout basement provides additional living space and endless possibilities for entertaining, relaxing, or creating the perfect space to fit your needs. Major improvements include a heating/cooling only 2 years old, a 2-year-old water heater with warranty, and a water softener installed in 2024, giving buyers peace of mind for years to come. Opportunities like this are rare: a Stephen Due custom-built, well-maintained brick ranch offering privacy, acreage, no HOA, real hardwood floors, a finished walkout basement, and an incredible location. Don't miss your chance to make this exceptional home yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 1994
Materials
- Foundation: Concrete Perimeter,Poured Concrete
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Cooktop,Electric Oven,Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Water Softener
- Laundry features: In Basement,Laundry Room
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Features: See Remarks
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bedroom3
- Features: See Remarks
- Level: First
- Area: 187
- Dimensions: 11 x 17
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: See Remarks
- Level: First
- Area: 144
- Dimensions: 12 x 12
Features
- Wet Bar,Walk-In Closet(s),Storage,Open Floorplan,High Speed Internet,Granite Counters,Eat-in Kitchen,Chandelier,Built-in Features,Ceiling Fan(s)
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Electric
- Cooling features: Attic Fan,Central Air
Interior Area
- Total structure area: 1,382
- Total interior livable area: 1,382 sqft
Kitchen
- Features: See Remarks
- Level: First
- Area: 127.2
- Dimensions: 10.6 x 12
Laundry
- Features: See Remarks
- Level: Lower
- Area: 80
- Dimensions: 10 x 8
Living Room
- Features: See Remarks
- Level: First
- Area: 352
- Dimensions: 22 x 16
Office
- Features: See Remarks
- Level: Lower
- Area: 192
- Dimensions: 16 x 12
Other
- Features: See Remarks
- Level: Lower
- Area: 644
- Dimensions: 23 x 28
Other
- Features: See Remarks
- Level: First
- Area: 144
- Dimensions: 12 x 12
Other
- Features: See Remarks
- Level: Lower
- Area: 55
- Dimensions: 11 x 5
Primary Bath
- Features: See Remarks
- Level: First
- Area: 63
- Dimensions: 9 x 7
Primary Bedroom
- Features: See Remarks
- Level: First
- Area: 168
- Dimensions: 14 x 12
Utility Room
- Features: See Remarks
- Level: Lower
- Area: 462
- Dimensions: 22 x 21
Property
Details
- Parcel number: 063.0000054.02
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Patio,Porch
- Exterior features: Private Yard,Fire Pit,Lighting
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 1.17 Acres
- Features: Cleared,Wooded
- Lot size dimensions: Of Record
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,770 | $33,240 |
| Home Insurance * | $199 | $2,388 |
| Property Taxes | $360 | $4,320 |
| Electricity | $154 | $1,850 |
| Total | $3,483 | $41,796 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $539,900 |
| 2026-07-09 | Listed for sale | $548,000 |
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