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10996 War Admiral Dr, Union, KY, 41091

4beds
4baths
3,296sqft
$500,000
$152price/sqft
$3,438/moest. monthly cost
$137,520/yrincome needed

About This Home

Welcome to this spacious home in the highly desirable Triple Crown community! Nestled among beautifully landscaped grounds, this home offers both elegance and comfort throughout. The dramatic two-story great room is filled with natural light, creating an open and inviting atmosphere. The thoughtfully updated kitchen (2018) features modern finishes and is perfect for both everyday living and entertaining. Retreat to the luxurious primary bath, fully renovated in 2025 for a spa-like experience. The finished walkout basement expands your living space and includes a wet bar--ideal for hosting guests or relaxing evenings at home. With 3,296 square feet of finished living space, this home offers incredible flexibility to fit your lifestyle. Step outside to enjoy the private backyard oasis, complete with a spacious deck, large patio, and a hot tub that conveys with the home--perfect for year-round enjoyment. Additional major updates include a new roof (2022) and HVAC system (2019), offering peace of mind for years to come.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

9/10
8/10
Gray Middle SchoolGrades 6-81.1 mi
9/10
Larry A. Ryle High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 1993

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Gas Range,Gas Oven,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 143
  • Dimensions: 11 x 13

Bedroom3

  • Features: Carpet Flooring
  • Level: Second
  • Area: 143
  • Dimensions: 11 x 13

Bedroom4

  • Features: Carpet Flooring
  • Level: Second
  • Area: 165
  • Dimensions: 15 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Wood Cabinets
  • Level: Basement
  • Area: 168
  • Dimensions: 12 x 14

Breakfast Room

  • Features: Bow Window(s)
  • Level: First
  • Area: 117
  • Dimensions: 9 x 13

Dining Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 130
  • Dimensions: 10 x 13

Entry

  • Features: Entrance Foyer
  • Level: First
  • Area: 154
  • Dimensions: 11 x 14

Family Room

  • Features: See Remarks
  • Level: Basement
  • Area: 266
  • Dimensions: 19 x 14

Features

  • Kitchen Island,Wet Bar,Walk-In Closet(s),Storage,Soaking Tub,Pantry,Granite Counters,Entrance Foyer,Double Vanity,High Ceilings,Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 2
  • Fireplace features: Brick,Gas,Wood Burning
  • Fireplace: Yes

Game Room

  • Features: See Remarks
  • Level: Basement
  • Area: 238
  • Dimensions: 17 x 14

Great Room

  • Features: Fireplace(s)
  • Level: First
  • Area: 300
  • Dimensions: 20 x 15

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,296
  • Total interior livable area: 3,296 sqft

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 10 x 11

Living Room

  • Features: Hardwood Floors
  • Level: First
  • Area: 143
  • Dimensions: 11 x 13

Office

  • Features: French Doors
  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Primary Bedroom

  • Features: Fireplace(s)
  • Level: Second
  • Area: 266
  • Dimensions: 14 x 19

Utility Room

  • Features: Storage
  • Level: Basement
  • Area: 357
  • Dimensions: 21 x 17

Property

Details

  • Parcel number: 064.0407088.00
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot
  • Lot size dimensions: 96 x 138 x 117 x 84

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$181$2,172
Property Taxes $469$5,628
Electricity $260$3,123
Total$3,438$41,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,874/yr
40% on housing$103,140/yr
45% on housing$91,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$223
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$549,000
2026-04-03Listed for sale$565,000
2009-06-16Sold$259,950

For Sale by Agent

AgentJennifer Oney-Hill
BrokerageRE/MAX Victory + Affiliates

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