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10796 Saint Andrews Dr, Union, KY, 41091

3beds
4baths
2,392sqft
$340,000
$142price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Discover this Beautiful 3-bedroom Townhome in the desirable Promenade Community at Triple Crown in Union, Kentucky. Perfectly situated with quick access to the Country Club and Main Clubhouse, this home offers an exceptional lifestyle in one of the area's most sought-after golf communities. This spacious townhome features 3 Bedrooms, Two fireplaces--one on the main level creating a cozy gathering space and another downstairs. The Finished Walkout Lower Level is an Entertainer's Dream, complete with a wet bar, Wood Burning Fireplace and direct outdoor access to covered Patio. With 2 full baths and 2 half baths, the home comfortably accommodates family and guests. Additional highlights include a two-car garage, an excellent location within the community, and a thoughtful layout ideal for both everyday living and entertaining. Whether you're looking for a low-maintenance home with resort-style amenities or the perfect place to enjoy Triple Crown living, this property delivers. Schedule your private showing today and experience all that this wonderful townhome has to offer!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
8/10
Gray Middle SchoolGrades 6-81.4 mi
9/10
Larry A. Ryle High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Poured Concrete
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bedroom3

  • Features: Ceiling Fan(s),Hardwood Floors
  • Level: Second
  • Area: 150
  • Dimensions: 10 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Tile Flooring
  • Level: First
  • Area: 252
  • Dimensions: 18 x 14

Features

  • Kitchen Island,Wet Bar,Walk-In Closet(s),Open Floorplan,Granite Counters,Entrance Foyer,Double Vanity,High Ceilings,Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 2
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,392
  • Total interior livable area: 2,392 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Wood Cabinets,Recessed Lighting,Hardwood Floors
  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Living Room

  • Features: Fireplace(s),Built-in Features,Ceiling Fan(s),Recessed Lighting,Hardwood Floors
  • Level: First
  • Area: 264
  • Dimensions: 22 x 12

Other

  • Features: Walk-Out Access,Built-in Features,Ceiling Fan(s),Hardwood Floors
  • Level: Lower
  • Area: 528
  • Dimensions: 22 x 24

Primary Bedroom

  • Features: Walk-In Closet(s),Bath Adjoins,Ceiling Fan(s),Hardwood Floors
  • Level: Second
  • Area: 340
  • Dimensions: 20 x 17

Property

Details

  • Parcel number: 064.0607021.05
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1,306 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$123$1,476
Property Taxes $268$3,216
Electricity $188$2,266
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$223
Boone County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$340,000
1998-09-24Sold$169,900
1996-03-13Sold$169,915

For Sale by Agent

AgentJohn Lorms Home Team
BrokerageKeller Williams Realty Service

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