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1570 Prospect Pl, Ashland, KY, 41101

5beds
2baths
1,560sqft
$265,000
$170price/sqft
$1,852/moest. monthly cost
$74,080/yrincome needed

About This Home

Price improvement!!! Welcome to 1570 Prospect Place. Lots of updates and move-in-ready. This charming 5-bedrooms, 1.5 bath home offers the perfect combination of character and modern convenience. Recent improvements include a fully renovated kitchen featuring quartz countertops, new cabinetry, updated fixtures, new microwave, modern lighting and finishes. The full bath and half bath have also been completely renovated with stylish updates throughout. Original hardwood floors, generous living spaces and abundant natural light create a warm and inviting atmosphere. New windows throughout, new Xtrordinair fireplace makes the living room more inviting. HVAC installed in 2024. Enjoy the large backyard and outdoor living space, perfect for entertaining and relaxation. Conveniently located in a desirable Ashland neighborhood close to Central park, KDMC hospital, schools, shopping, and dining. With numerous updates and improvements already completed, this home is ready for its new owners to move right in and enjoy. There's plenty of room for everyone and there is a 638 square foot of additional space in the partially finished basement. Schedule your private showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Crabbe Elementary SchoolGrades K-50.5 mi
6/10
Ashland Middle SchoolGrades 6-81.1 mi
5/10

Construction

Condition

  • Year built: 1955

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Concrete

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom

  • Features: Wood Floor
  • Level: First
  • Area: 92.91999999999999

Bedroom1

  • Features: Wood Floor
  • Level: Second
  • Area: 111.35

Bedroom2

  • Features: Wood Floor
  • Level: Second
  • Area: 116.62000000000002

Bedroom3

  • Features: Wood Floor
  • Level: Second
  • Area: 138.71

Bedroom4

  • Features: Wood Floor

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Wood Floor
  • Level: First
  • Area: 115.89999999999999

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Fireplace features: Fireplace,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,See Remarks
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Kitchen

  • Level: First
  • Area: 162.84000000000003

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 185.15

Property

Details

  • Parcel number: 031140401000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Deck
  • Exterior features: Private Yard
  • Topography of land: Level,Rolling

Lot

  • Lot size: 0.36 Acres

Parking

  • Parking features: See Remarks,Carport
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$222$2,664
Property Taxes $137$1,644
Electricity $154$1,850
Total$1,852$22,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,497/yr
40% on housing$55,560/yr
45% on housing$49,386/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$98
Boyd County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$265,000
2026-06-15Listed for sale$269,999
2024-07-02Sold$138,000
2024-06-22Pending sale$149,900
2024-05-09Contingent$149,900
2024-04-23Listed for sale$149,900
2018-11-28Sold$116,000
2018-01-18Sold$84,000
2017-05-27Listing removed$92,500
2017-05-01Price change$92,500
2017-03-24Listed for sale$94,500
2017-02-18Listing removed$99,900
2016-12-17Price change$99,900
2016-11-23Price change$108,900
2016-08-07Listed for sale$114,900

For Sale by Agent

AgentThelma Lansang
BrokerageFathom Realty LLC

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