See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1719 Prospect Ave, Ashland, KY, 41101

3beds
2baths
1,886sqft
$138,500
$73price/sqft
$1,041/moest. monthly cost
$41,640/yrincome needed

About This Home

Charming 3BR/2BA home just 2 minutes from downtown Ashland, offering 1,886 sqft of character and inviting living space. Enjoy an open kitchen, connecting to a cozy seating area and family room with a wood-burning fireplace. Home features three living areas and a flexible main-floor space that could easily convert to a 4th bedroom with an adjacent full bath—ideal for a main-floor primary suite. Main-floor laundry adds convenience. Outside, relax on the wraparound porch overlooking the fenced side yard—perfect for unwinding at sunset. Property includes a small storage building/workshop and parking for 3–4 cars. A must-see home that lives larger than it appears!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Crabbe Elementary SchoolGrades K-50.4 mi
6/10
Ashland Middle SchoolGrades 6-81.0 mi
5/10

Construction

Condition

  • Property condition: 50 or more Years
  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Gas Range,Range Hood,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Cellar

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,886

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,886 sqft

Property

Details

  • Parcel number: 031140801300

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Porch

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $700$8,400
Home Insurance *$116$1,392
Property Taxes $71$852
Electricity $154$1,850
Total$1,041$12,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,691/yr
40% on housing$31,230/yr
45% on housing$27,760/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$73This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$99
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$138,500
2026-05-11Pending sale$140,000
2026-03-23Listed for sale$140,000
2026-01-13Contingent$140,000
2025-12-05Price change$140,000
2025-11-19Listed for sale$156,000
2021-09-23Sold$125,000
2003-08-11Sold$65,000

For Sale by Agent

AgentLAINIE DARNELL
BrokerageCENTURY 21 Excellence Realty

Similar Homes