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715 15th St, Ashland, KY, 41101

4beds
2baths
1,843sqft
$125,000
$68price/sqft
$932/moest. monthly cost
$37,280/yrincome needed

About This Home

Located in the heart of Downtown Ashland, just one block from the Historic District and only moments from Central Park, this timeless 4 bedroom and 2 bathroom home is filled with original character and endless potential. Rich woodwork, beautiful original trim, wood doors, oversized windows, and charming original details showcase the craftsmanship that makes homes like this so special. The spacious living room features a beautiful fireplace, while the formal dining room features a second fireplace and elegant French wood doors, creating warm and inviting spaces for family gatherings or entertaining. The kitchen features abundant floor to ceiling cabinetry, a walk in pantry, and flows into a spacious laundry and mudroom. While the covered front porch offers the perfect place to relax and enjoy the neighborhood. An attached garage and plentiful storage add to the home’s convenience. Offering timeless charm and an unbeatable downtown location, this home is ready for someone to make it their own.

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Crabbe Elementary SchoolGrades K-50.2 mi
6/10
Ashland Middle SchoolGrades 6-81.3 mi
5/10

Construction

Condition

  • Property condition: 50 or more Years
  • Year built: 1925

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: Decorative
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,843

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,843 sqft

Property

Details

  • Parcel number: 030141101000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Fenced
  • Topography of land: Level

Lot

  • Lot size: 5,000 sqft
  • Lot size dimensions: 100 x 50

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$104$1,248
Property Taxes $42$504
Electricity $154$1,850
Total$932$11,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,954/yr
40% on housing$27,960/yr
45% on housing$24,853/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -9.1%
-9.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 41101$99
Boyd County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 41101$110
Boyd County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Contingent$125,000
2026-08-04Listed for sale$125,000
2026-07-22Contingent$173,500
2026-06-25Listed for sale$173,500

For Sale by Agent

AgentSydney Powers
BrokerageThe Agency

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